{"id":6635,"date":"2026-06-01T13:12:03","date_gmt":"2026-06-01T13:12:03","guid":{"rendered":"https:\/\/exchangeselector.com\/?p=6635"},"modified":"2026-08-20T08:04:12","modified_gmt":"2026-08-20T08:04:12","slug":"ripio-review","status":"publish","type":"post","link":"https:\/\/exchangeselector.com\/en\/resena-ripio\/","title":{"rendered":"Ripio Review: Opinions and Analysis in 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Antes de entrar en el an\u00e1lisis detallado, aqu\u00ed tienes un resumen con los datos m\u00e1s importantes de Ripio de un solo vistazo.<\/p>\n\n\n\n<div class=\"finst-card-container\">\n  <div class=\"finst-card\">\n    <div class=\"finst-badge-orbit\">\n      <span class=\"finst-tag-mica\">Ficha t\u00e9cnica<\/span>\n    <\/div>\n\n    <div class=\"finst-header\">\n      <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.ripio_.borde_.svg\" alt=\"Logo Ripio\">\n      <h3>Resumen r\u00e1pido Ripio<\/h3>\n    <\/div>\n\n    <table class=\"centered-table\">\n      <tbody>\n        <tr>\n          <td>Puntuaci\u00f3n<\/td>\n          <td>\n            <div class=\"rating-container\">\n              <div class=\"stars-outer\">\n                <div class=\"stars-inner\" style=\"width:73%;\"><\/div>\n              <\/div>\n              <div class=\"rating-value\">3,9<\/div>\n            <\/div>\n          <\/td>\n        <\/tr>\n\n        <tr>\n          <td>Fundado en<\/td>\n          <td>2013<\/td>\n        <\/tr>\n\n        <tr>\n          <td>Sede<\/td>\n          <td>Argentina<\/td>\n        <\/tr>\n\n        <tr>\n          <td>Regulador<\/td>\n          <td><strong>CNV en Argentina y autoridades locales seg\u00fan el pa\u00eds<\/strong><\/td>\n        <\/tr>\n\n        <tr>\n          <td>Criptomonedas<\/td>\n          <td>+100 <\/td>\n        <\/tr>\n\n        <tr>\n          <td>Maker\/Taker<\/td>\n          <td>0,25 % \/ 0,50 %<\/td>\n        <\/tr>\n        \n\n        <tr>\n          <td>Dep\u00f3sito m\u00ednimo<\/td>\n          <td>Variable seg\u00fan pa\u00eds y moneda<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n\n    <div class=\"button-container\">\n      <a href=\"https:\/\/auth.ripio.com\/#\/register\" class=\"review-button\" target=\"_blank\" rel=\"nofollow sponsored noopener noreferrer\">\n        Abrir cuenta\n      <\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<style>\n.finst-card-container{\n  padding-top:25px;\n}\n\n.finst-card{\n  max-width:500px;\n  margin:0 auto;\n  position:relative;\n  overflow:visible;\n  background:#fff;\n  border:1px solid #f1f5f9;\n  border-radius:12px;\n  font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Helvetica,Arial,sans-serif;\n}\n\n.finst-badge-orbit{\n  position:absolute;\n  top:-12px;\n  left:0;\n  right:0;\n  display:flex;\n  justify-content:center;\n  z-index:10;\n}\n\n.finst-tag-mica{\n  font-size:.65rem!important;\n  font-weight:700!important;\n  color:#64748b!important;\n  background:#f1f5f9!important;\n  padding:3px 10px!important;\n  border-radius:5px!important;\n  border:1px solid #e2e8f0!important;\n  text-transform:none!important;\n}\n\n.finst-header{\n  display:flex;\n  align-items:center;\n  justify-content:center;\n  gap:10px;\n  padding:18px 20px;\n  border-bottom:1px solid #f1f5f9;\n}\n\n.finst-header img{\n  width:30px;\n  height:30px;\n  object-fit:contain;\n}\n\n.finst-header h3{\n  margin:0;\n  font-size:17px;\n  font-weight:600;\n  line-height:1;\n  color:#1e293b;\n}\n\n.centered-table{\n  width:100%;\n  margin:0!important;\n  border-collapse:collapse;\n}\n\n.finst-card tr{\n  border-bottom:1px solid #f1f5f9;\n}\n\n.finst-card td{\n  padding:12px 16px;\n  font-size:14px;\n}\n\n.finst-card td:first-child{\n  width:40%;\n  color:#64748b;\n}\n\n.finst-card td:last-child{\n  color:#0f172a;\n  font-weight:500;\n}\n\n.rating-container{\n  display:inline-flex;\n  align-items:center;\n  gap:6px;\n}\n\n.stars-outer{\n  position:relative;\n  display:inline-block;\n  font-size:14px;\n  line-height:1;\n  color:#e2e8f0;\n}\n\n.stars-outer::before{\n  content:\"\u2605\u2605\u2605\u2605\u2605\";\n}\n\n.stars-inner{\n  position:absolute;\n  top:0;\n  left:0;\n  overflow:hidden;\n  white-space:nowrap;\n  color:#fbbf24;\n}\n\n.stars-inner::before{\n  content:\"\u2605\u2605\u2605\u2605\u2605\";\n}\n\n.rating-value{\n  font-size:13px;\n  font-weight:600;\n  color:#64748b;\n}\n\n.button-container{\n  padding:15px 16px!important;\n  text-align:center;\n}\n\n.review-button{\n  display:inline-block;\n  padding:8px 22px;\n  font-size:14px;\n  font-weight:600;\n  line-height:1.2;\n  color:#0064FF;\n  text-decoration:none;\n  border:1px solid #0064FF;\n  border-radius:6px;\n  transition:all .3s ease;\n}\n\n.review-button:hover{\n  background:#0064FF;\n  color:#fff;\n}\n<\/style>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sobre<\/strong> Ripio: origen y para qui\u00e9n est\u00e1 pensado<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio es una plataforma de criptomonedas fundada en Argentina en 2013 por Sebasti\u00e1n Serrano y uno de los proyectos con mayor trayectoria del ecosistema cripto latinoamericano. Su propuesta no se limita a la compraventa: combina wallet custodial, m\u00e1s de 100 activos, tarjeta Visa, pagos con QR y PIX, rendimientos autom\u00e1ticos, productos DeFi, stablecoins vinculadas a monedas locales y servicios de infraestructura para empresas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La compa\u00f1\u00eda afirma haber alcanzado a m\u00e1s de 25 millones de usuarios, procesado m\u00e1s de 170 millones de transacciones y trabajado con m\u00e1s de 2.500 clientes institucionales. A diferencia de Bitunix, cuya propuesta se concentra en futuros y trading apalancado, Ripio est\u00e1 dise\u00f1ada alrededor de la utilidad cotidiana de las criptomonedas y de las necesidades particulares de Latinoam\u00e9rica.<\/p>\n\n\n\n<div style=\"max-width: 900px; margin: 32px auto; padding: 0 16px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif; box-sizing: border-box;\">\n  <div style=\"border: 1px solid #e8e8e8; border-radius: 12px; padding: 28px 32px; background: #fff;\">\n    <div class=\"pc-grid\" style=\"display: grid; grid-template-columns: 1fr 1fr; gap: 40px;\">\n\n      <div>\n        <p style=\"font-size: 13px; font-weight: 600; color: #444; margin: 0 0 14px;\">Pros<\/p>\n\n        <div style=\"display: flex; flex-direction: column; gap: 11px;\">\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">M\u00e1s de 13 a\u00f1os de trayectoria en el mercado cripto<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">M\u00e1s de 100 activos y compraventa de BTC sin comisi\u00f3n<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">Tarjeta Visa, pagos QR\/PIX, rendimientos y stablecoins locales<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">SOC 1 y SOC 2 Type II, Proof of Reserves y 2FA\/MFA<\/p>\n          <\/div>\n\n        <\/div>\n      <\/div>\n\n      <div>\n        <p style=\"font-size: 13px; font-weight: 600; color: #444; margin: 0 0 14px;\">Contras<\/p>\n\n        <div style=\"display: flex; flex-direction: column; gap: 11px;\">\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">La oferta y las condiciones cambian considerablemente seg\u00fan el pa\u00eds<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">No est\u00e1 orientado a futuros ni a trading profesional con derivados<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">No acredita licencia MiCA para operar con clientes del EEE<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">Custodia centralizada: el usuario no controla las claves privadas<\/p>\n          <\/div>\n\n        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n<\/div>\n\n<style>\n@media (max-width: 560px) {\n  .pc-grid {\n    grid-template-columns: 1fr !important;\n    gap: 28px !important;\n  }\n}\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio tambi\u00e9n desarrolla infraestructura B2B mediante Crypto as a Service, APIs, liquidez, tokenizaci\u00f3n y una mesa OTC. Este segundo negocio explica proyectos como Meli D\u00f3lar junto a Mercado Libre, la integraci\u00f3n cripto de OCA Blue en Uruguay y la tokenizaci\u00f3n del bono soberano argentino AL30.<\/p>\n\n\n<style>.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{display:flex;}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col,.kadence-column6635_8fea81-b5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column6635_8fea81-b5{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_8fea81-b5{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-column6635_8fea81-b5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column6635_8fea81-b5{position:relative;}@media all and (max-width: 1024px){.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column6635_8fea81-b5{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_8fea81-b5{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);flex-direction:column;justify-content:center;}.kt-row-column-wrap > .kadence-column6635_8fea81-b5{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_8fea81-b5{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_8fea81-b5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column6635_8fea81-b5\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_6992a6-36, .wp-block-kadence-advancedheading.kt-adv-heading6635_6992a6-36[data-kb-block=\"kb-adv-heading6635_6992a6-36\"]{padding-top:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);font-size:14px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_6992a6-36 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_6992a6-36[data-kb-block=\"kb-adv-heading6635_6992a6-36\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_6992a6-36 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_6992a6-36[data-kb-block=\"kb-adv-heading6635_6992a6-36\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_6992a6-36 wp-block-kadence-advancedheading has-theme-palette-8-background-color has-background\" data-kb-block=\"kb-adv-heading6635_6992a6-36\"><strong>\u00bfPara qui\u00e9n es Ripio?<\/strong> Para usuarios de Latinoam\u00e9rica que quieren comprar, mantener y utilizar criptomonedas desde una aplicaci\u00f3n conectada con m\u00e9todos de pago locales.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 nivel de seguridad ofrece Ripio?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio presenta una infraestructura de seguridad m\u00e1s desarrollada que la de muchas plataformas regionales. La empresa declara reservas completas, autenticaci\u00f3n 2FA\/MFA, monitorizaci\u00f3n en tiempo real, controles sobre aplicaciones, APIs y contratos inteligentes, adem\u00e1s de auditor\u00edas externas y certificaciones SOC.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sin embargo, seguridad t\u00e9cnica y protecci\u00f3n regulatoria no significan lo mismo. Ripio contin\u00faa siendo un custodio centralizado y la cobertura legal depende de la entidad local con la que contrate cada usuario. Las criptomonedas tampoco est\u00e1n cubiertas por un fondo bancario de garant\u00eda de dep\u00f3sitos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esa confianza tambi\u00e9n se refleja en c\u00f3mo valoran la plataforma quienes ya la usan:<\/p>\n\n\n\n<div style=\"max-width: 600px; margin: 24px auto; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\">\n  <a href=\"https:\/\/es.trustpilot.com\/review\/ripio.com\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"text-decoration: none; display: block;\">\n    <div style=\"display: flex; align-items: center; gap: 18px; border: 1px solid #e2e5ea; border-radius: 12px; padding: 18px 22px; background: #fff; transition: box-shadow 0.2s;\">\n\n      <div style=\"flex-shrink: 0; width: 48px; height: 48px; border-radius: 50%; background: #ff862f; display: flex; align-items: center; justify-content: center;\">\n        <svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\">\n          <path d=\"M12 2l2.9 6.26L22 9.27l-5 4.73L18.18 21 12 17.27 5.82 21 7 14l-5-4.73 7.1-1.01L12 2z\" fill=\"#fff\"><\/path>\n        <\/svg>\n      <\/div>\n\n      <div style=\"flex: 1; min-width: 0;\">\n        <div style=\"display: flex; align-items: baseline; gap: 8px; flex-wrap: wrap;\">\n          <span style=\"font-size: 20px; font-weight: 800; color: #1c1f26;\">2,7<\/span>\n          <span style=\"font-size: 13px; color: #6b7280;\">\/ 5 en Trustpilot<\/span>\n        <\/div>\n\n        <div style=\"margin-top: 4px; display: flex; gap: 2px;\">\n          <!-- Primera estrella completa -->\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"#ff862f\">\n            <path d=\"M12 2l2.9 6.26L22 9.27l-5 4.73L18.18 21 12 17.27 5.82 21 7 14l-5-4.73 7.1-1.01L12 2z\"><\/path>\n          <\/svg>\n\n          <!-- Segunda estrella completa -->\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"#ff862f\">\n            <path d=\"M12 2l2.9 6.26L22 9.27l-5 4.73L18.18 21 12 17.27 5.82 21 7 14l-5-4.73 7.1-1.01L12 2z\"><\/path>\n          <\/svg>\n\n          <!-- Tercera estrella rellenada al 10 % -->\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\">\n            <defs>\n              <linearGradient id=\"trustpilot-star-21\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"0%\">\n                <stop offset=\"65%\" stop-color=\"#ff862f\"><\/stop>\n                <stop offset=\"10%\" stop-color=\"#ffffff\"><\/stop>\n              <\/linearGradient>\n            <\/defs>\n            <path d=\"M12 2l2.9 6.26L22 9.27l-5 4.73L18.18 21 12 17.27 5.82 21 7 14l-5-4.73 7.1-1.01L12 2z\" fill=\"url(#trustpilot-star-21)\" stroke=\"#ff862f\" stroke-width=\"1.5\"><\/path>\n          <\/svg>\n\n          <!-- Cuarta estrella vac\u00eda -->\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ff862f\" stroke-width=\"1.5\">\n            <path d=\"M12 2l2.9 6.26L22 9.27l-5 4.73L18.18 21 12 17.27 5.82 21 7 14l-5-4.73 7.1-1.01L12 2z\"><\/path>\n          <\/svg>\n\n          <!-- Quinta estrella vac\u00eda -->\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ff862f\" stroke-width=\"1.5\">\n            <path d=\"M12 2l2.9 6.26L22 9.27l-5 4.73L18.18 21 12 17.27 5.82 21 7 14l-5-4.73 7.1-1.01L12 2z\"><\/path>\n          <\/svg>\n        <\/div>\n\n        <p style=\"margin: 6px 0 0; font-size: 13px; color: #6b7280;\">Basado en m\u00e1s de 1.600 opiniones verificadas<\/p>\n      <\/div>\n\n    <\/div>\n  <\/a>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Regulaci\u00f3n global <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio utiliza distintas sociedades y registros para operar en cada mercado. En Argentina, Moonbird S.R.L. y otras entidades vinculadas figuran en el registro de Proveedores de Servicios de Activos Virtuales de la Comisi\u00f3n Nacional de Valores. Este registro impone obligaciones locales de identificaci\u00f3n, prevenci\u00f3n de blanqueo y reporte, pero no convierte a Ripio en un banco ni garantiza el valor de los activos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La infraestructura corporativa de Ripio tambi\u00e9n declara cumplimiento local en Brasil, M\u00e9xico, Chile, Colombia y Uruguay. En Estados Unidos, su actividad institucional se articula mediante OTCIS LLC y licencias o registros aplicables a transmisi\u00f3n de dinero. El producto disponible, la entidad contratante y las protecciones cambian seg\u00fan la residencia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio estuvo inscrita en Espa\u00f1a como proveedor de cambio y custodia bajo el antiguo registro del Banco de Espa\u00f1a. Ese registro era exclusivamente preventivo en materia de blanqueo y no equival\u00eda a una licencia financiera. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Custodia y protecci\u00f3n de los fondos<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio custodia los activos de los usuarios y mantiene direcciones p\u00fablicas para demostrar parte de sus reservas. La compa\u00f1\u00eda afirma disponer del 100 % de los fondos y distribuir la liquidez entre billeteras fr\u00edas, templadas y calientes conforme a las necesidades operativas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La custodia centralizada simplifica la recuperaci\u00f3n de acceso y el uso de productos integrados, pero obliga a confiar en la solvencia, los controles y la continuidad de Ripio. El usuario no posee las claves privadas de las wallets internas y necesita que la plataforma autorice y procese las retiradas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Entre las medidas comunicadas destacan las certificaciones SOC 1 y SOC 2 Type II, la autenticaci\u00f3n multifactor, la monitorizaci\u00f3n en tiempo real y las revisiones externas con KPMG, EY y PwC. Ripio tambi\u00e9n mantiene un programa de Bug Bounty en HackerOne y controles continuos sobre c\u00f3digo, aplicaciones, servidores y APIs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Prueba de Reservas y transparencia<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio publica una p\u00e1gina de Proof of Reserves desde la que pueden consultarse direcciones blockchain asociadas a su custodia. Esto permite verificar saldos on-chain y aporta una capa de transparencia superior a la de plataformas que no identifican ninguna reserva p\u00fablica.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La propia empresa explica que la p\u00e1gina muestra direcciones con distintos porcentajes de liquidez y que existen fondos adicionales en otras wallets operativas. Por tanto, la informaci\u00f3n p\u00fablica no debe interpretarse como una auditor\u00eda completa de activos, pasivos y obligaciones frente a cada cliente.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Seguridad de la cuenta<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La cuenta utiliza verificaci\u00f3n de identidad, contrase\u00f1a y mecanismos 2FA\/MFA. El usuario debe activar el segundo factor, utilizar una contrase\u00f1a exclusiva, comprobar el dominio y las aplicaciones oficiales y desconfiar de cualquier supuesto empleado que solicite claves o c\u00f3digos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los retiros blockchain son irreversibles. Antes de enviar fondos conviene revisar el activo, la red, la direcci\u00f3n y cualquier memo requerido. Para importes relevantes, una transferencia de prueba reduce el riesgo de perder el saldo por elegir una cadena incorrecta.<\/p>\n\n\n\n<div style=\"max-width: 900px; margin: 32px auto; padding: 0 16px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif; box-sizing: border-box;\">\n  <div style=\"border: 1px solid #e8e8e8; border-radius: 12px; padding: 28px 32px; background: #fff;\">\n    <div class=\"pc-grid-2\" style=\"display: grid; grid-template-columns: 1fr 1fr; gap: 40px;\">\n      <div>\n        <p style=\"font-size: 13px; font-weight: 600; color: #444; margin: 0 0 14px;\">Pros de seguridad<\/p>\n        <div style=\"display: flex; flex-direction: column; gap: 11px;\">\n          \n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">Certificaciones SOC 1 y SOC 2 Type II<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">Proof of Reserves con direcciones consultables<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">Bug Bounty, auditor\u00edas y monitorizaci\u00f3n continua<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #f0fdf0; border: 1px solid #30B21F; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M1 4l2 2 4-4\" stroke=\"#30B21F\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">2FA\/MFA y controles KYC\/AML<\/p>\n          <\/div>\n\n        <\/div>\n      <\/div>\n\n      <div>\n        <p style=\"font-size: 13px; font-weight: 600; color: #444; margin: 0 0 14px;\">Contras de seguridad<\/p>\n        <div style=\"display: flex; flex-direction: column; gap: 11px;\">\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">No existe un fondo p\u00fablico que garantice los criptoactivos<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">La PoR no muestra por s\u00ed sola todos los pasivos corporativos<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">Los productos DeFi a\u00f1aden riesgo de contratos inteligentes<\/p>\n          <\/div>\n\n          <div style=\"display: flex; align-items: flex-start; gap: 11px;\">\n            <div style=\"width: 17px; height: 17px; border-radius: 50%; background: #fff5f5; border: 1px solid #E01414; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px;\">\n              <svg width=\"8\" height=\"8\" viewBox=\"0 0 8 8\" fill=\"none\"><path d=\"M2 2l4 4M6 2L2 6\" stroke=\"#E01414\" stroke-width=\"1.4\" stroke-linecap=\"round\"><\/path><\/svg>\n            <\/div>\n            <p style=\"margin: 0; font-size: 14px; color: #333; line-height: 1.5;\">El usuario delega la custodia y no controla las claves<\/p>\n          <\/div>\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<style>\n@media (max-width: 560px) {\n  .pc-grid-2 { grid-template-columns: 1fr !important; gap: 28px !important; }\n}\n<\/style>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfD\u00f3nde est\u00e1 disponible Ripio?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La p\u00e1gina institucional de Ripio enumera presencia en siete pa\u00edses: Argentina, Brasil, M\u00e9xico, Colombia, Chile, Uruguay y Estados Unidos. La oferta retail m\u00e1s completa se concentra en Latinoam\u00e9rica; la actividad estadounidense est\u00e1 m\u00e1s vinculada a servicios institucionales y de transmisi\u00f3n de dinero que a una r\u00e9plica id\u00e9ntica de la app regional.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Su infraestructura wFiat alcanza tambi\u00e9n Per\u00fa y conecta cuentas virtuales, stablecoins locales y pagos en ocho mercados. Esto no significa que toda la app, la tarjeta, los rendimientos y cada criptomoneda est\u00e9n disponibles de forma uniforme en esos ocho pa\u00edses.<\/p>\n\n\n\n<!-- ====== RIPIO MAP WIDGET ====== -->\n<div id=\"ripio-map-widget\" aria-label=\"Mapa mundial de disponibilidad Ripio\">\n  <div class=\"bmw-card\">\n    <div class=\"bmw-map-shell\" id=\"bmw-map-shell\">\n      <div class=\"bmw-tooltip\" id=\"bmw-tooltip\" role=\"status\" aria-live=\"polite\"><\/div>\n    <\/div>\n\n    <div class=\"bmw-legend\" aria-label=\"Leyenda\">\n      <div class=\"bmw-legend-item\">\n        <span class=\"bmw-swatch bmw-swatch--available\"><\/span>\n        <span>Disponible<\/span>\n      <\/div>\n      <div class=\"bmw-legend-item\">\n        <span class=\"bmw-swatch bmw-swatch--unavailable\"><\/span>\n        <span>No disponible<\/span>\n      <\/div>\n      <div class=\"bmw-legend-item\">\n        <span class=\"bmw-swatch bmw-swatch--hq\"><\/span>\n        <span>Sede<\/span>\n      <\/div>\n    <\/div>\n\n    <div class=\"bmw-note\">\n      Nota: la disponibilidad puede variar por producto, jurisdicci\u00f3n y cambios regulatorios.\n    <\/div>\n  <\/div>\n<\/div>\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/d3@7\/dist\/d3.min.js\"><\/script>\n\n<style>\n  #ripio-map-widget {\n    --bmw-blue:   #0052ff;\n    --bmw-orange: #FFAE30;\n    --bmw-gray:   #c9cdd3;\n    --bmw-stroke: #ffffff;\n    --bmw-text:   #111827;\n    --bmw-muted:  #6b7280;\n    --bmw-card-bg:#ffffff;\n    --bmw-radius: 16px;\n    width: 100%;\n  }\n\n  #ripio-map-widget .bmw-card {\n    background: var(--bmw-card-bg);\n    border-radius: var(--bmw-radius);\n    padding: 12px;\n  }\n\n  #ripio-map-widget .bmw-map-shell {\n    position: relative;\n    width: 100%;\n    aspect-ratio: 16 \/ 8;\n    border-radius: calc(var(--bmw-radius) - 6px);\n    overflow: hidden;\n    background: #ffffff;\n    touch-action: none;\n  }\n\n  #ripio-map-widget svg {\n    width: 100%;\n    height: 100%;\n    display: block;\n    background: #ffffff;\n  }\n\n  #ripio-map-widget .bmw-country {\n    stroke: var(--bmw-stroke);\n    stroke-width: 0.6;\n    vector-effect: non-scaling-stroke;\n    cursor: default;\n  }\n\n  #ripio-map-widget .bmw-tooltip {\n    position: absolute;\n    pointer-events: none;\n    padding: 8px 10px;\n    background: rgba(17,24,39,.94);\n    color: #fff;\n    border-radius: 10px;\n    font-size: 13px;\n    line-height: 1.2;\n    box-shadow: 0 10px 24px rgba(0,0,0,.18);\n    opacity: 0;\n    white-space: nowrap;\n    transition: opacity 0.15s;\n  }\n\n  #ripio-map-widget .bmw-legend {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 10px 14px;\n    align-items: center;\n    padding: 10px 4px 4px;\n    font-size: 14px;\n    color: var(--bmw-text);\n  }\n\n  #ripio-map-widget .bmw-legend-item {\n    display: flex;\n    align-items: center;\n    gap: 8px;\n  }\n\n  #ripio-map-widget .bmw-swatch {\n    width: 14px;\n    height: 14px;\n    border-radius: 4px;\n    border: 1px solid rgba(0,0,0,.08);\n  }\n\n  .bmw-swatch--available   { background: var(--bmw-blue); }\n  .bmw-swatch--unavailable { background: var(--bmw-gray); }\n  .bmw-swatch--hq          { background: var(--bmw-orange); }\n\n  #ripio-map-widget .bmw-note {\n    margin-top: 6px;\n    font-size: 13px;\n    color: var(--bmw-muted);\n  }\n<\/style>\n\n<script>\n(function(){\n  const root    = document.getElementById('ripio-map-widget');\n  const shell   = root.querySelector('#bmw-map-shell');\n  const tooltip = root.querySelector('#bmw-tooltip');\n\n  const css = v => getComputedStyle(root).getPropertyValue(v).trim();\n  const COLORS = {\n    available:   css('--bmw-blue'),\n    unavailable: css('--bmw-gray'),\n    hq:          css('--bmw-orange')\n  };\n\n  \/\/ Sede Ripio \u2014 Argentina\n  const HQ_ISO3 = new Set(['ARG']);\n\n  \/\/ Pa\u00edses donde Ripio Exchange est\u00e1 disponible\n  const AVAILABLE_ISO3 = new Set([\n    'ARG','BRA','MEX','COL','CHL','URY'\n  ]);\n\n  const svg = d3.select(shell).append('svg')\n    .attr('role', 'img')\n    .attr('aria-label', 'Mapa mundial interactivo de disponibilidad Ripio');\n\n  const g = svg.append('g');\n\n  const GEOJSON = 'https:\/\/raw.githubusercontent.com\/holtzy\/D3-graph-gallery\/master\/DATA\/world.geojson';\n\n  let features = [], projection, path, zoomBehavior;\n\n  function setupZoom(width, height){\n    if(!zoomBehavior){\n      zoomBehavior = d3.zoom()\n        .scaleExtent([1, 8])\n        .translateExtent([[0, 0], [width, height]])\n        .extent([[0, 0], [width, height]])\n        .on('zoom', e => g.attr('transform', e.transform));\n    } else {\n      zoomBehavior\n        .translateExtent([[0, 0], [width, height]])\n        .extent([[0, 0], [width, height]]);\n    }\n    svg.call(zoomBehavior);\n  }\n\n  function applyInteractionMode(){\n    const { width, height } = shell.getBoundingClientRect();\n    \/\/ Siempre bloqueamos el scroll de la p\u00e1gina al hacer wheel sobre el mapa\n    shell.onwheel = e => { e.preventDefault(); e.stopPropagation(); };\n    \/\/ Zoom pinch activo siempre (\u00fatil en m\u00f3vil\/tablet y no molesta en desktop)\n    setupZoom(width, height);\n  }\n\n  fetch(GEOJSON)\n    .then(r => {\n      if(!r.ok) throw new Error('No se pudo cargar el GeoJSON.');\n      return r.json();\n    })\n    .then(world => {\n      features = world.features || [];\n      draw();\n      resize();\n      applyInteractionMode();\n      window.addEventListener('resize', () => {\n        resize();\n        applyInteractionMode();\n      }, { passive: true });\n    })\n    .catch(() => {\n      shell.innerHTML = '<div style=\"padding:14px;color:#111827\">Error cargando el mapa. Revisa la conexi\u00f3n.<\/div>';\n    });\n\n  function fill(d){\n    const iso = (d.id || '').toUpperCase();\n    if (HQ_ISO3.has(iso))        return COLORS.hq;\n    if (AVAILABLE_ISO3.has(iso)) return COLORS.available;\n    return COLORS.unavailable;\n  }\n\n  function draw(){\n    g.selectAll('path')\n      .data(features)\n      .join('path')\n      .attr('class', 'bmw-country')\n      .attr('fill', fill)\n      .on('mouseenter', (e, d) => { tooltip.style.opacity = 1; showTip(e, d?.properties?.name || 'Pa\u00eds'); })\n      .on('mousemove',  (e, d) => showTip(e, d?.properties?.name || 'Pa\u00eds'))\n      .on('mouseleave', ()     => { tooltip.style.opacity = 0; });\n\n    \/\/ Tooltip t\u00e1ctil\n    shell.addEventListener('touchstart', e => {\n      const t = e.touches && e.touches[0];\n      if(!t) return;\n      const el = document.elementFromPoint(t.clientX, t.clientY);\n      if(el && el.tagName === 'path'){\n        tooltip.style.opacity = 1;\n        const name = el.__data__?.properties?.name || 'Pa\u00eds';\n        showTip({ clientX: t.clientX, clientY: t.clientY }, name);\n      } else {\n        tooltip.style.opacity = 0;\n      }\n    }, { passive: true });\n  }\n\n  function resize(){\n    const { width, height } = shell.getBoundingClientRect();\n    if(!width || !height) return;\n    svg.attr('viewBox', `0 0 ${width} ${height}`);\n    const PAD = Math.max(10, Math.round(Math.min(width, height) * 0.03));\n    projection = d3.geoNaturalEarth1()\n      .fitExtent([[PAD, PAD],[width - PAD, height - PAD]], { type:'FeatureCollection', features });\n    path = d3.geoPath(projection);\n    g.selectAll('path').attr('d', path);\n  }\n\n  function showTip(e, text){\n    tooltip.textContent = text;\n    const pad = 12;\n    const r   = shell.getBoundingClientRect();\n    const x   = e.clientX - r.left;\n    const y   = e.clientY - r.top;\n    const ttRect = tooltip.getBoundingClientRect();\n    const ttW = ttRect.width;\n    const ttH = ttRect.height;\n    let left = x + 12;\n    let top  = y - ttH - 12;\n    if(left + ttW + pad > r.width) left = x - ttW - 12;\n    if(top < pad)                   top  = y + 12;\n    tooltip.style.left = clamp(left, pad, r.width  - ttW - pad) + 'px';\n    tooltip.style.top  = clamp(top,  pad, r.height - ttH - pad) + 'px';\n  }\n\n  function clamp(v, min, max){ return Math.max(min, Math.min(max, v)); }\n})();\n<\/script>\n<!-- ====== \/RIPIO MAP WIDGET ====== -->\n\n\n\n<p class=\"wp-block-paragraph\">Las sanciones internacionales, los controles AML y las condiciones particulares pueden excluir territorios o usuarios incluso dentro de un pa\u00eds admitido. La residencia real debe declararse durante el KYC y no debe eludirse mediante VPN.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comisiones de Ripio<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio no utiliza en su app principal una tabla maker\/taker como la de Bitunix. El usuario selecciona el activo y el importe, y la aplicaci\u00f3n muestra el coste y la cantidad final antes de confirmar. Seg\u00fan la informaci\u00f3n oficial vigente en agosto de 2026, la comisi\u00f3n general por comprar o vender criptomonedas es del 0,5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bitcoin constituye la excepci\u00f3n m\u00e1s relevante: Ripio anuncia operaciones de compra y venta de BTC sin comisi\u00f3n. Esto no significa necesariamente que todos los costes posibles sean cero, porque el precio ejecutado, el m\u00e9todo de dep\u00f3sito, la conversi\u00f3n de divisa o una retirada on-chain pueden generar diferencias o gastos adicionales.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comisi\u00f3n de compraventa: 0,5% y Bitcoin sin comisi\u00f3n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En una operaci\u00f3n est\u00e1ndar de 1.000 unidades de moneda local, una tarifa del 0,5 % supone un coste de 5. La app debe ense\u00f1ar el detalle antes de completar la orden. Para Bitcoin, Ripio indica una comisi\u00f3n expl\u00edcita del 0%, aunque conviene comparar igualmente la cotizaci\u00f3n final con el mercado.<\/p>\n\n\n\n<div style=\"max-width: 900px; margin: 20px auto; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\">\n\n  <div style=\"overflow-x: auto;\">\n\n    <table style=\"width: 100%; border-collapse: collapse; font-size: 14px; color: #111;\">\n\n      <thead>\n\n        <tr style=\"border-bottom: 2px solid #eaeaea;\">\n\n          <th style=\"text-align: left; padding: 12px 10px;\">Plataforma<\/th>\n          <th style=\"text-align: left; padding: 12px 10px;\">Maker<\/th>\n          <th style=\"text-align: left; padding: 12px 10px;\">Taker \/ compraventa<\/th>\n\n        <\/tr>\n\n      <\/thead>\n\n      <tbody>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n\n          <td style=\"padding: 14px 10px; display: flex; align-items: center; gap: 10px; font-weight: 800; color: #000;\">\n            <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/08\/ripo.bola_.svg\" alt=\"Ripio\" style=\"width: 28px; height: 28px;\">\n            <span style=\"text-decoration: underline; text-decoration-color: #F5A524; text-decoration-thickness: 2px; text-underline-offset: 3px;\">Ripio<\/span>\n          <\/td>\n\n          <td style=\"padding: 12px 10px;\">No aplica<\/td>\n          <td style=\"padding: 12px 10px;\">0,5 %; BTC sin comisi\u00f3n<\/td>\n\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n\n          <td style=\"padding: 14px 10px; display: flex; align-items: center; gap: 10px; font-weight: 700;\">\n            <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/08\/bitso.redonda.svg\" alt=\"Bitso\" style=\"width: 28px; height: 28px;\">\n            Bitso\n          <\/td>\n\n          <td style=\"padding: 12px 10px;\">Variable<\/td>\n          <td style=\"padding: 12px 10px;\">Variable por volumen y mercado<\/td>\n\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n\n          <td style=\"padding: 14px 10px; display: flex; align-items: center; gap: 10px; font-weight: 700;\">\n            <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/08\/mercado.bitcoin.redona.svg\" alt=\"Mercado Bitcoin\" style=\"width: 28px; height: 28px;\">\n            Mercado Bitcoin\n          <\/td>\n\n          <td style=\"padding: 12px 10px;\">Variable<\/td>\n          <td style=\"padding: 12px 10px;\">Variable por producto y volumen<\/td>\n\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n\n          <td style=\"padding: 14px 10px; display: flex; align-items: center; gap: 10px; font-weight: 700;\">\n            <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/02\/9-1.svg\" alt=\"Binance\" style=\"width: 28px; height: 28px;\">\n            Binance\n          <\/td>\n\n          <td style=\"padding: 12px 10px;\">0,10 %<\/td>\n          <td style=\"padding: 12px 10px;\">0,10 %<\/td>\n\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n\n          <td style=\"padding: 14px 10px; display: flex; align-items: center; gap: 10px; font-weight: 700;\">\n            <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/02\/6.svg\" alt=\"Kraken\" style=\"width: 28px; height: 28px;\">\n            Kraken\n          <\/td>\n\n          <td style=\"padding: 12px 10px;\">0,25 %<\/td>\n          <td style=\"padding: 12px 10px;\">0,45 %<\/td>\n\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n\n          <td style=\"padding: 14px 10px; display: flex; align-items: center; gap: 10px; font-weight: 700;\">\n            <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/02\/20.svg\" alt=\"Coinbase Advanced\" style=\"width: 28px; height: 28px;\">\n            Coinbase Advanced\n          <\/td>\n\n          <td style=\"padding: 12px 10px;\">0,40 %<\/td>\n          <td style=\"padding: 12px 10px;\">0,60 % en el tramo de referencia<\/td>\n\n        <\/tr>\n\n        <tr>\n\n          <td style=\"padding: 14px 10px; display: flex; align-items: center; gap: 10px; font-weight: 700;\">\n            <img decoding=\"async\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/05\/bit2me.svg\" alt=\"Bit2Me\" style=\"width: 28px; height: 28px;\">\n            Bit2Me\n          <\/td>\n\n          <td style=\"padding: 12px 10px;\">Variable<\/td>\n          <td style=\"padding: 12px 10px;\">Variable por volumen<\/td>\n\n        <\/tr>\n\n      <\/tbody>\n\n    <\/table>\n\n  <\/div>\n\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Dep\u00f3sitos y retiradas fiat globales<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Los m\u00e9todos de dep\u00f3sito dependen del pa\u00eds. Ripio integra transferencias bancarias y sistemas locales como Mercado Pago, PIX, SPEI, PSE o equivalentes regionales. En algunos mercados los dep\u00f3sitos bancarios son gratuitos, mientras que tarjetas o proveedores externos pueden aplicar su propia tarifa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los dep\u00f3sitos cripto normalmente no tienen comisi\u00f3n por parte de Ripio, aunque el emisor paga la red de origen. Las retiradas blockchain aplican un coste din\u00e1mico relacionado con la red, el activo y la congesti\u00f3n; la cantidad exacta se muestra antes de confirmar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las retiradas a moneda local, l\u00edmites y tiempos dependen del sistema bancario de cada pa\u00eds. No conviene reutilizar una tabla argentina para Brasil, M\u00e9xico o Colombia, porque cada entidad local puede mantener importes y condiciones distintos.<\/p>\n\n\n<style>.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{display:flex;}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col,.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column6635_3afbf8-a2{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_3afbf8-a2{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column6635_3afbf8-a2{position:relative;}@media all and (max-width: 1024px){.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column6635_3afbf8-a2{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_3afbf8-a2{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);flex-direction:column;justify-content:center;}.kt-row-column-wrap > .kadence-column6635_3afbf8-a2{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_3afbf8-a2{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_3afbf8-a2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column6635_3afbf8-a2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_7cf3ad-6d, .wp-block-kadence-advancedheading.kt-adv-heading6635_7cf3ad-6d[data-kb-block=\"kb-adv-heading6635_7cf3ad-6d\"]{padding-top:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);font-size:14px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_7cf3ad-6d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_7cf3ad-6d[data-kb-block=\"kb-adv-heading6635_7cf3ad-6d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_7cf3ad-6d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_7cf3ad-6d[data-kb-block=\"kb-adv-heading6635_7cf3ad-6d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_7cf3ad-6d wp-block-kadence-advancedheading has-theme-palette-8-background-color has-background\" data-kb-block=\"kb-adv-heading6635_7cf3ad-6d\"><strong>\u00bfSab\u00edas que?<\/strong> Comprar 1.000 en una criptomoneda con una comisi\u00f3n del 0,5 % cuesta 5, mientras que la misma compra de BTC se anuncia sin comisi\u00f3n.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Comisi\u00f3n de rendimientos y productos avanzados<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio ofrece rendimientos autom\u00e1ticos y acceso a protocolos DeFi sobre determinados activos. Las tasas son variables y pueden depender de plataformas como Aave, Compound u otros protocolos integrados. El rendimiento mostrado no es un dep\u00f3sito bancario garantizado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La Crypto Card Visa puede ofrecer hasta un 4 % de cashback en cripto en mercados y campa\u00f1as compatibles. El porcentaje, los activos de recompensa, las conversiones y la disponibilidad dependen del pa\u00eds y de las condiciones vigentes.<\/p>\n\n\n\n<div style=\"max-width: 900px; margin: 20px auto; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\">\n  <div style=\"overflow-x: auto;\">\n    <table style=\"width: 100%; border-collapse: collapse; font-size: 14px; color: #111;\">\n      <thead>\n        <tr style=\"border-bottom: 2px solid #eaeaea;\">\n          <th style=\"text-align: left; padding: 12px 10px;\">Concepto<\/th>\n          <th style=\"text-align: left; padding: 12px 10px; font-weight: 800; color: #000;\">\n            <span style=\"text-decoration: underline; text-decoration-color: #F5A524; text-decoration-thickness: 2px; text-underline-offset: 3px;\">Coste en Ripio<\/span>\n          <\/th>\n        <\/tr>\n      <\/thead>\n\n      <tbody>\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Compra o venta general<\/td>\n          <td style=\"padding: 12px 10px;\">0,5 %<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Compra o venta de BTC<\/td>\n          <td style=\"padding: 12px 10px;\">0 % de comisi\u00f3n anunciada<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Dep\u00f3sito en moneda local<\/td>\n          <td style=\"padding: 12px 10px;\">Variable; algunos m\u00e9todos bancarios son gratuitos<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Dep\u00f3sito cripto<\/td>\n          <td style=\"padding: 12px 10px;\">Sin tarifa de recepci\u00f3n; se paga la red de origen<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Retirada cripto<\/td>\n          <td style=\"padding: 12px 10px;\">Comisi\u00f3n de red din\u00e1mica mostrada antes de confirmar<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Rendimientos autom\u00e1ticos<\/td>\n          <td style=\"padding: 12px 10px;\">Tasa variable y riesgos del protocolo o contraparte<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Crypto Card Visa<\/td>\n          <td style=\"padding: 12px 10px;\">Condiciones y cashback variables seg\u00fan pa\u00eds<\/td>\n        <\/tr>\n\n        <tr>\n          <td style=\"padding: 12px 10px;\">OTC \/ Business<\/td>\n          <td style=\"padding: 12px 10px;\">Precio negociado con el equipo comercial<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00f3mo abrir una cuenta en Ripio paso a paso<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">El registro se realiza desde la web o la aplicaci\u00f3n oficial. La residencia determina la entidad contratante, la moneda, los m\u00e9todos de pago y los productos que aparecer\u00e1n en la cuenta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Paso 1: Registro inicial<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El usuario introduce su correo electr\u00f3nico o tel\u00e9fono, crea una contrase\u00f1a y confirma sus datos de contacto. Es recomendable descargar la app \u00fanicamente desde App Store o Google Play mediante los enlaces publicados por Ripio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tambi\u00e9n debe aceptar los t\u00e9rminos correspondientes a su pa\u00eds. Utilizar datos de residencia falsos puede provocar bloqueos, revisiones adicionales o la imposibilidad de retirar fondos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Paso 2: Verificaci\u00f3n de identidad (KYC)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio solicita nombre, fecha de nacimiento, documento oficial y una fotograf\u00eda o prueba biom\u00e9trica. Dependiendo del mercado, tambi\u00e9n puede pedir domicilio, identificaci\u00f3n fiscal, actividad econ\u00f3mica y finalidad de uso.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para operaciones de mayor importe o patrones inusuales puede requerir justificantes del origen de los fondos. Estos controles forman parte de sus obligaciones AML y no deben confundirse con un fallo de la cuenta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Paso 3: Vincular una cuenta bancaria<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">El usuario a\u00f1ade una cuenta bancaria o utiliza el sistema local disponible: transferencia, Mercado Pago, PIX, SPEI, PSE u otra pasarela. La cuenta de pago normalmente debe estar a nombre del mismo titular verificado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tambi\u00e9n puede depositar criptomonedas compatibles. Antes de enviar hay que comprobar que Ripio admite tanto el token como la red concreta; que un activo exista en la app no implica que todas sus blockchains est\u00e9n habilitadas.<\/p>\n\n\n<style>.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{display:flex;}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{padding-left:var(--global-kb-spacing-md, 2rem);}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col,.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column6635_c2a7a8-ad{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_c2a7a8-ad{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{background-color:var(--global-palette8, #F7FAFC);}.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column6635_c2a7a8-ad{position:relative;}@media all and (max-width: 1024px){.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column6635_c2a7a8-ad{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_c2a7a8-ad{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{border-left:3px solid var(--global-palette1, #3182CE);flex-direction:column;justify-content:center;}.kt-row-column-wrap > .kadence-column6635_c2a7a8-ad{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_c2a7a8-ad{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column6635_c2a7a8-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column6635_c2a7a8-ad\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_2a6595-15, .wp-block-kadence-advancedheading.kt-adv-heading6635_2a6595-15[data-kb-block=\"kb-adv-heading6635_2a6595-15\"]{padding-top:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);font-size:14px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_2a6595-15 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_2a6595-15[data-kb-block=\"kb-adv-heading6635_2a6595-15\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_2a6595-15 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_2a6595-15[data-kb-block=\"kb-adv-heading6635_2a6595-15\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_2a6595-15 wp-block-kadence-advancedheading has-theme-palette-8-background-color has-background\" data-kb-block=\"kb-adv-heading6635_2a6595-15\"><strong>\u00bfSab\u00edas que?<\/strong> Los dep\u00f3sitos mediante transferencia, PIX, SPEI, PSE o Mercado Pago pueden ser gratuitos en mercados compatibles, mientras una pasarela externa puede a\u00f1adir su propia comisi\u00f3n antes de la compra.<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Paso 4: Primera compra o dep\u00f3sito en rendimientos<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tras ingresar saldo, se selecciona la criptomoneda, se introduce el importe y se revisan el precio, la comisi\u00f3n y la cantidad final. La orden solo debe confirmarse despu\u00e9s de comprobar todos esos datos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los usuarios interesados en rendimientos deben leer la tasa, liquidez, protocolo, riesgos y condiciones de retirada. Para pagos, tarjeta o QR, la disponibilidad aparecer\u00e1 \u00fanicamente en los mercados habilitados.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Resumen de requisitos para abrir cuenta en Ripio<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tener al menos 18 a\u00f1os.<\/li>\n\n\n\n<li>Residir en una jurisdicci\u00f3n admitida.<\/li>\n\n\n\n<li>Facilitar correo electr\u00f3nico o tel\u00e9fono v\u00e1lido.<\/li>\n\n\n\n<li>Presentar un documento oficial vigente.<\/li>\n\n\n\n<li>Completar selfie o verificaci\u00f3n biom\u00e9trica cuando se solicite.<\/li>\n\n\n\n<li>Utilizar una cuenta bancaria o m\u00e9todo de pago propio.<\/li>\n\n\n\n<li>Justificar el origen de fondos cuando corresponda.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Criptomonedas disponibles: m\u00e1s de 100 activos digitales<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio ha ampliado su cat\u00e1logo desde las aproximadamente 50 criptomonedas de versiones anteriores hasta m\u00e1s de 100 activos. La lista incluye Bitcoin, Ethereum, USDT, USDC, altcoins, tokens DeFi, stablecoins locales y productos como xStocks en mercados compatibles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La selecci\u00f3n es suficiente para una cartera diversificada de perfil retail, aunque contin\u00faa siendo menor que la de exchanges internacionales centrados en listar cientos de tokens. La disponibilidad concreta cambia seg\u00fan la regulaci\u00f3n, la moneda local y la entidad que atiende al usuario.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ripio Launchpad, pagos y Business: educaci\u00f3n y herramientas<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio complementa su aplicaci\u00f3n con 'Launchpad', un portal educativo que explica conceptos, productos y novedades del ecosistema en castellano y portugu\u00e9s. Dentro de la app, los pagos mediante QR, PIX y servicios permiten utilizar los saldos digitales en operaciones cotidianas cuando la funci\u00f3n est\u00e1 habilitada en el pa\u00eds del usuario.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para empresas, Ripio Business ofrece 'Crypto as a Service', APIs, liquidez, tokenizaci\u00f3n y una mesa OTC para operaciones de mayor volumen. Este negocio institucional ha permitido desarrollar integraciones para Mercado Libre y OCA Blue, adem\u00e1s de infraestructura para stablecoins vinculadas a monedas latinoamericanas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La 'Crypto Card Visa' permite gastar saldo compatible en comercios que aceptan Visa y recibir cashback en cripto bajo las condiciones de cada mercado. La app tambi\u00e9n integra pagos con QR en Argentina, PIX en Brasil y, en determinados casos, pago de facturas y servicios.<\/p>\n\n\n\n<div style=\"max-width: 900px; margin: 24px auto; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\">\n  <div style=\"overflow-x: auto;\">\n    <table style=\"width: 100%; border-collapse: collapse; font-size: 14px; color: #111;\">\n      <thead>\n        <tr style=\"border-bottom: 2px solid #eaeaea;\">\n          <th style=\"text-align: left; padding: 12px 10px;\">\n            <span style=\"text-decoration: underline; text-decoration-color: #F5A524; text-decoration-thickness: 2px; text-underline-offset: 3px;\">Producto<\/span>\n          <\/th>\n          <th style=\"text-align: left; padding: 12px 10px; font-weight: 800; color: #000;\">Enfoque<\/th>\n        <\/tr>\n      <\/thead>\n\n      <tbody>\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px; font-weight: 700;\">Compra cripto<\/td>\n          <td style=\"padding: 12px 10px;\">Compra y venta sencilla con precio final previo<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px; font-weight: 700;\">Ripio Rendimientos<\/td>\n          <td style=\"padding: 12px 10px;\">Rentabilidad variable sobre activos compatibles<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px; font-weight: 700;\">Crypto Card<\/td>\n          <td style=\"padding: 12px 10px;\">Pagos con Visa y cashback seg\u00fan pa\u00eds<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px; font-weight: 700;\">Pagos locales<\/td>\n          <td style=\"padding: 12px 10px;\">QR, PIX y servicios en mercados habilitados<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px; font-weight: 700;\">Ripio Business<\/td>\n          <td style=\"padding: 12px 10px;\">APIs, OTC, liquidez y tokenizaci\u00f3n para empresas<\/td>\n        <\/tr>\n\n        <tr>\n          <td style=\"padding: 12px 10px; font-weight: 700;\">Ripio Launchpad<\/td>\n          <td style=\"padding: 12px 10px;\">Educaci\u00f3n y novedades del ecosistema cripto<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u00e1s de 100 activos digitales disponibles.<\/li>\n\n\n\n<li>Pagos QR, PIX y de servicios seg\u00fan el pa\u00eds.<\/li>\n\n\n\n<li>Stablecoins locales integradas en wFiat.<\/li>\n\n\n\n<li>Tarjeta Visa con cashback variable.<\/li>\n\n\n\n<li>Recursos educativos en castellano y portugu\u00e9s.<\/li>\n\n\n\n<li>Servicios para particulares, empresas e instituciones.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">La 'Crypto Card Visa' permite gastar saldo compatible en comercios que aceptan Visa y recibir cashback en cripto bajo las condiciones de cada mercado. La app tambi\u00e9n integra pagos con QR en Argentina, PIX en Brasil y, en determinados casos, pago de facturas y servicios.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ripio Rendimientos: rentabilidad sobre tus criptomonedas<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio ofrece rendimientos sobre activos compatibles y acceso a protocolos DeFi. En determinados productos los intereses se acumulan autom\u00e1ticamente sin bloquear el saldo, lo que permite retirar o utilizar los fondos seg\u00fan las condiciones mostradas en la app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las tasas cambian con la demanda, la liquidez y el protocolo. Un porcentaje elevado puede implicar m\u00e1s riesgo de contrato inteligente, contraparte, stablecoin o mercado; nunca debe presentarse como una rentabilidad fija y segura.<\/p>\n\n\n<style>.kb-image6635_18e810-3c.kb-image-is-ratio-size, .kb-image6635_18e810-3c .kb-image-is-ratio-size{max-width:309px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image6635_18e810-3c.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image6635_18e810-3c .kb-image-is-ratio-size{align-self:unset;}.kb-image6635_18e810-3c figure{max-width:309px;}.kb-image6635_18e810-3c .image-is-svg, .kb-image6635_18e810-3c .image-is-svg img{width:100%;}.kb-image6635_18e810-3c .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image6635_18e810-3c\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"464\" height=\"287\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/ripio-rendimientos-1.png\" alt=\"\" class=\"kb-img wp-image-9431\" srcset=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/ripio-rendimientos-1.png 464w, https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/ripio-rendimientos-1-300x186.png 300w, https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/ripio-rendimientos-1-18x12.png 18w\" sizes=\"auto, (max-width: 464px) 100vw, 464px\" \/><figcaption><em>Plataforma Ripio Rendimientos de Ripio en versi\u00f3n ordenador<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Compras peri\u00f3dicas (DCA): automatiza tus compras<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio est\u00e1 orientado a la inversi\u00f3n recurrente, aunque la disponibilidad de una funci\u00f3n autom\u00e1tica de DCA puede variar seg\u00fan el pa\u00eds y la versi\u00f3n de la aplicaci\u00f3n. Cuando la compra programada est\u00e9 habilitada, permite fijar una cantidad y una frecuencia para adquirir criptomonedas sin intentar anticipar cada movimiento del mercado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si la automatizaci\u00f3n no aparece en la cuenta, el usuario puede aplicar una estrategia DCA realizando compras manuales peri\u00f3dicas. En ambos casos debe revisar la comisi\u00f3n del 0,5 %, la cotizaci\u00f3n final y el hecho de que invertir de forma recurrente reduce el riesgo de elegir un \u00fanico momento de entrada, pero no evita posibles p\u00e9rdidas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tipos de \u00f3rdenes disponibles<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La app se centra en acciones sencillas m\u00e1s que en \u00f3rdenes profesionales. Seg\u00fan el pa\u00eds y producto, el usuario puede realizar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compra y venta instant\u00e1nea mediante cotizaci\u00f3n.<\/li>\n\n\n\n<li>Conversi\u00f3n entre moneda local y activos admitidos.<\/li>\n\n\n\n<li>Dep\u00f3sitos y retiradas de criptomonedas.<\/li>\n\n\n\n<li>Acceso a rendimientos sobre activos compatibles.<\/li>\n\n\n\n<li>Operaciones OTC para clientes de gran volumen.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio no es la plataforma adecuada para quien busca futuros perpetuos, apalancamiento elevado, bots de trading o una terminal profesional comparable a Bitunix, Binance o Bybit. Su ventaja est\u00e1 en la conexi\u00f3n entre cripto y pagos regionales.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ripio vs Bitso<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio y Bitso son dos de las plataformas cripto m\u00e1s reconocidas de Latinoam\u00e9rica, pero su posicionamiento no es id\u00e9ntico. Ripio tiene especial profundidad en Argentina y Brasil, con stablecoins locales, tarjeta, pagos y soluciones B2B. Bitso mantiene una presencia especialmente relevante en M\u00e9xico y una infraestructura regional orientada tambi\u00e9n a transferencias y clientes institucionales.<\/p>\n\n\n\n<div style=\"max-width: 900px; margin: 20px auto; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Arial, sans-serif;\">\n  <div style=\"overflow-x: auto;\">\n    <table style=\"width: 100%; border-collapse: collapse; font-size: 14px; color: #111;\">\n      <thead>\n        <tr style=\"border-bottom: 2px solid #eaeaea;\">\n          <th style=\"text-align: left; padding: 12px 10px;\">Caracter\u00edstica<\/th>\n          <th style=\"text-align: left; padding: 12px 10px; font-weight: 800; color: #000;\">\n            <span style=\"text-decoration: underline; text-decoration-color: #F5A524; text-decoration-thickness: 2px; text-underline-offset: 3px;\">Ripio<\/span>\n          <\/th>\n          <th style=\"text-align: left; padding: 12px 10px; font-weight: 800; color: #000;\">Bitso<\/th>\n        <\/tr>\n      <\/thead>\n\n      <tbody>\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Fundaci\u00f3n<\/td>\n          <td style=\"padding: 12px 10px;\">2013<\/td>\n          <td style=\"padding: 12px 10px;\">2014<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Mercado principal<\/td>\n          <td style=\"padding: 12px 10px;\">Argentina, Brasil y otros pa\u00edses de LATAM<\/td>\n          <td style=\"padding: 12px 10px;\">M\u00e9xico y otros pa\u00edses de LATAM<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Activos<\/td>\n          <td style=\"padding: 12px 10px;\">M\u00e1s de 100<\/td>\n          <td style=\"padding: 12px 10px;\">Cat\u00e1logo variable por mercado<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Comisi\u00f3n retail<\/td>\n          <td style=\"padding: 12px 10px;\">0,5 %; BTC sin comisi\u00f3n<\/td>\n          <td style=\"padding: 12px 10px;\">Variable seg\u00fan producto y volumen<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Maker\/Taker en app principal<\/td>\n          <td style=\"padding: 12px 10px;\">No aplica<\/td>\n          <td style=\"padding: 12px 10px;\">Disponible en Bitso Alpha<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Tarjeta y pagos<\/td>\n          <td style=\"padding: 12px 10px;\">Visa, QR, PIX y servicios seg\u00fan pa\u00eds<\/td>\n          <td style=\"padding: 12px 10px;\">Tarjeta y transferencias seg\u00fan pa\u00eds<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Stablecoins locales<\/td>\n          <td style=\"padding: 12px 10px;\">Ecosistema wFiat regional<\/td>\n          <td style=\"padding: 12px 10px;\">Mayor foco en d\u00f3lares digitales y pagos<\/td>\n        <\/tr>\n\n        <tr style=\"border-bottom: 1px solid #f0f0f0;\">\n          <td style=\"padding: 12px 10px;\">Seguridad<\/td>\n          <td style=\"padding: 12px 10px;\">SOC 1\/2, PoR y 2FA\/MFA<\/td>\n          <td style=\"padding: 12px 10px;\">Controles y registros regulatorios locales<\/td>\n        <\/tr>\n\n        <tr>\n          <td style=\"padding: 12px 10px;\">MiCA<\/td>\n          <td style=\"padding: 12px 10px;\">Sin licencia confirmada<\/td>\n          <td style=\"padding: 12px 10px;\">Sin licencia confirmada<\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio resulta especialmente interesante para residentes en Argentina o Brasil que buscan pagos cotidianos y monedas tokenizadas de la regi\u00f3n. Bitso puede ser m\u00e1s natural para usuarios de M\u00e9xico o para quienes priorizan transferencias regionales y una terminal de trading diferenciada.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Apps y plataforma: \u00bfc\u00f3mo se usa Ripio en el d\u00eda a d\u00eda?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La aplicaci\u00f3n de Ripio est\u00e1 disponible para iOS y Android y concentra compra, venta, cotizaciones, wallet, pagos, tarjeta y rendimientos. Su dise\u00f1o prioriza acciones directas y muestra los precios en moneda local, facilitando el acceso a usuarios que no quieren trabajar con un libro de \u00f3rdenes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La empresa publica valoraciones aproximadas de 4,3 en App Store y 4,7 en Google Play, con decenas de miles de rese\u00f1as acumuladas. Estas cifras deben actualizarse el d\u00eda de publicaci\u00f3n porque cambian por pa\u00eds, tienda y versi\u00f3n de la aplicaci\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La variedad de productos es una ventaja, pero tambi\u00e9n puede hacer que la experiencia no sea id\u00e9ntica entre Argentina, Brasil, M\u00e9xico o Colombia. Una funci\u00f3n mostrada en la web corporativa puede no aparecer en la cuenta concreta del usuario debido a regulaci\u00f3n, despliegue gradual o requisitos adicionales.<\/p>\n\n\n<style>.kb-image6635_e527b6-63.kb-image-is-ratio-size, .kb-image6635_e527b6-63 .kb-image-is-ratio-size{max-width:280px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image6635_e527b6-63.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image6635_e527b6-63 .kb-image-is-ratio-size{align-self:unset;}.kb-image6635_e527b6-63 figure{max-width:280px;}.kb-image6635_e527b6-63 .image-is-svg, .kb-image6635_e527b6-63 .image-is-svg img{width:100%;}.kb-image6635_e527b6-63 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image6635_e527b6-63\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1412\" height=\"1638\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/6633f496a2a7a1d44150760b_03-Movimientos-AR.webp\" alt=\"\" class=\"kb-img wp-image-9432\" srcset=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/6633f496a2a7a1d44150760b_03-Movimientos-AR.webp 1412w, https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/6633f496a2a7a1d44150760b_03-Movimientos-AR-259x300.webp 259w, https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/6633f496a2a7a1d44150760b_03-Movimientos-AR-883x1024.webp 883w, https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/6633f496a2a7a1d44150760b_03-Movimientos-AR-768x891.webp 768w, https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/6633f496a2a7a1d44150760b_03-Movimientos-AR-1324x1536.webp 1324w, https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/06\/6633f496a2a7a1d44150760b_03-Movimientos-AR-10x12.webp 10w\" sizes=\"auto, (max-width: 1412px) 100vw, 1412px\" \/><figcaption><em>Interfaz Ripio: app m\u00f3vil y plataforma <\/em>Wallet App<\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Opini\u00f3n final: \u00bfmerece la pena Ripio en 2026?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ripio merece la pena para usuarios latinoamericanos que buscan una plataforma veterana, conectada con monedas y pagos locales y con m\u00e1s utilidad que la simple compraventa. Sus m\u00e1s de 100 activos, BTC sin comisi\u00f3n, tarjeta Visa, pagos QR\/PIX, rendimientos y stablecoins regionales forman una propuesta especialmente completa en Argentina y Brasil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sus principales l\u00edmites son la fragmentaci\u00f3n de funciones por pa\u00eds, la custodia centralizada y la ausencia de una licencia MiCA confirmada para el EEE. Tampoco es la opci\u00f3n indicada para futuros, apalancamiento o trading profesional, y los rendimientos DeFi implican riesgos que no existen en una cuenta bancaria garantizada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En conjunto, nuestra valoraci\u00f3n es positiva dentro del p\u00fablico al que se dirige: usuarios de LATAM que priorizan una app sencilla y servicios financieros adaptados a la regi\u00f3n. Fuera de sus mercados principales conviene elegir una plataforma autorizada localmente y verificar siempre la entidad, las comisiones y los productos disponibles antes de depositar.<\/p>\n\n\n\n<p class=\"has-theme-palette-6-color has-text-color has-link-color wp-elements-1 wp-block-paragraph\" style=\"font-size:13px\">Esta rese\u00f1a se basa en un uso real de Ripio. Hemos probado la plataforma realizando dep\u00f3sitos, compras, ventas y retiradas de criptomonedas, adem\u00e1s de evaluar sus comisiones, seguridad y facilidad de uso. La valoraci\u00f3n que lees refleja una experiencia pr\u00e1ctica, no una primera impresi\u00f3n y no constituye asesoramiento financiero. Las criptomonedas son activos de alto riesgo. <\/p>\n\n\n\n<h2 class=\"wp-block-heading has-25-font-size\"><strong>\u00bfRipio no es para ti? Explora otras alternativas<\/strong><\/h2>\n\n\n\n<section class=\"es-exchanges\" aria-label=\"Comparador de exchanges\">\n  <style>\n    .es-exchanges {\n      font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\n      color: #001639;\n      background: transparent;\n      padding: 0 0;\n      box-sizing: border-box;\n    }\n\n    .es-exchanges * { box-sizing: border-box; margin: 0; padding: 0; }\n    .es-exchanges .wrap { width: min(1240px, calc(100% - 40px)); margin: 0 auto; }\n    .es-exchanges .carousel { width: 100%; min-width: 0; }\n\n    .es-exchanges .rail {\n      display: flex; gap: 20px; overflow-x: auto; padding: 10px 4px 16px 4px;\n      scroll-behavior: smooth; scrollbar-width: none; -ms-overflow-style: none;\n      cursor: grab; overscroll-behavior-inline: contain;\n    }\n    .es-exchanges .rail::-webkit-scrollbar { display: none; }\n\n    .es-exchanges .card {\n      flex: 0 0 380px; background: #fff; border-radius: 14px;\n      border: 1px solid rgba(0, 22, 57, 0.08); padding: 20px;\n      display: flex; flex-direction: column; transition: transform .15s ease, border-color .15s ease;\n    }\n    .es-exchanges .card:hover { transform: translateY(-2px); border-color: rgba(0, 100, 255, .45); }\n\n    .es-exchanges .ex-head { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }\n    .es-exchanges .ex-logo { width: 44px; height: 44px; border-radius: 10px; object-fit: contain; background: #f4f9ff; padding: 6px; flex: 0 0 auto; }\n    .es-exchanges .ex-name { font-size: 1rem; font-weight: 800; color: #001639; line-height: 1.2; }\n\n    .es-exchanges .stars-wrapper { display: flex; align-items: center; gap: 6px; margin-top: 4px; }\n    .es-exchanges .stars { --percent: calc(var(--rating) \/ 5 * 100%); display: inline-block; font-size: 14px; line-height: 1; }\n    .es-exchanges .stars::before { \n      content: \"\u2605\u2605\u2605\u2605\u2605\"; letter-spacing: 2px; \n      background: linear-gradient(90deg, #f5a524 var(--percent), #CBD5E0 var(--percent)); \n      -webkit-background-clip: text; -webkit-text-fill-color: transparent; \n    }\n    .es-exchanges .score-label { font-size: .8rem; font-weight: 700; color: #001639; }\n\n    .es-exchanges .tags { display: flex; gap: 6px; flex-wrap: wrap; margin-bottom: 12px; }\n    .es-exchanges .tag { background: rgba(0,100,255,.07); color: #0064ff; font-size: .68rem; font-weight: 600; padding: 3px 9px; border-radius: 6px; }\n\n    .es-exchanges .ex-desc { font-size: .875rem; color: #4A5568; line-height: 1.6; flex: 1; margin-bottom: 1.5rem; display: -webkit-box; -webkit-line-clamp: 4; -webkit-box-orient: vertical; overflow: hidden; }\n\n    .es-exchanges .ex-actions { display: flex; gap: 8px; margin-top: auto; }\n\n    .es-exchanges .btn-review {\n      flex: 1; display: flex; align-items: center; justify-content: center; padding: .65rem .5rem;\n      font-size: .82rem; font-weight: 600; border-radius: 10px; text-decoration: none;\n      color: #0064ff; background: rgba(0,100,255,.07); border: 1px solid rgba(0,100,255,.2);\n    }\n    .es-exchanges .btn-review:hover { background: rgba(0,100,255,.12); }\n\n    .es-exchanges .btn-site {\n      flex: 1; display: flex; align-items: center; justify-content: center; padding: .65rem .5rem;\n      font-size: .82rem; font-weight: 600; border-radius: 10px; text-decoration: none;\n      color: #0064ff; background: #fff; border: 1px solid #0064ff;\n      transition: all 0.2s ease;\n    }\n    .es-exchanges .btn-site:hover { background: #0064ff; color: #fff; }\n\n    @media (max-width: 768px) {\n      .es-exchanges .wrap { width: 100%; padding: 0; }\n      .es-exchanges .rail { padding-left: 7.5vw; padding-right: 7.5vw; scroll-snap-type: x mandatory; }\n      .es-exchanges .card { flex: 0 0 85vw; max-width: 320px; scroll-snap-align: center; }\n    }\n  <\/style>\n\n  <div class=\"wrap\">\n    <div class=\"carousel\">\n      <div class=\"rail\" id=\"es-rail\">\n        \n        <!-- Kraken -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.kraken.svg\" alt=\"Kraken\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">Kraken<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.7;\" aria-label=\"Puntuaci\u00f3n de 4.7 sobre 5\"><\/div>\n                <span class=\"score-label\">4.7\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">Seguridad<\/span><span class=\"tag\">Regulado<\/span><span class=\"tag\">Staking<\/span><\/div>\n          <p class=\"ex-desc\">Exchange veterano con enfoque en seguridad y cumplimiento. Permite comprar, vender y hacer staking, con herramientas pro y soporte s\u00f3lido.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-kraken\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/kraken.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n\n        <!-- Bitget -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.bitget.svg\" alt=\"Bitget\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">Bitget<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.6;\" aria-label=\"Puntuaci\u00f3n de 4.6 sobre 5\"><\/div>\n                <span class=\"score-label\">4.6\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">Derivados<\/span><span class=\"tag\">Copy Trading<\/span><span class=\"tag\">Futuros<\/span><\/div>\n          <p class=\"ex-desc\">Exchange centrado en derivados y copy trading, con app r\u00e1pida. Incluye futuros, m\u00faltiples pares y funciones avanzadas para operar con agilidad.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-bitget\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/bitget.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n\n        <!-- Binance -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.binance.svg\" alt=\"Binance\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">Binance<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.7;\" aria-label=\"Puntuaci\u00f3n de 4.7 sobre 5\"><\/div>\n                <span class=\"score-label\">4.7\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">Spot<\/span><span class=\"tag\">Futuros<\/span><span class=\"tag\">Staking<\/span><\/div>\n          <p class=\"ex-desc\">Plataforma global l\u00edder por volumen. Ofrece spot, futuros, staking y un ecosistema amplio con comisiones reducidas mediante BNB.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-binance\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/binance.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n\n        <!-- Bitvavo -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.bitvavo.borde_.svg\" alt=\"Bitvavo\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">Bitvavo<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.3;\" aria-label=\"Puntuaci\u00f3n de 4.3 sobre 5\"><\/div>\n                <span class=\"score-label\">4.3\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">Europa<\/span><span class=\"tag\">SEPA<\/span><span class=\"tag\">Comisiones Bajas<\/span><\/div>\n          <p class=\"ex-desc\">Exchange europeo con interfaz clara y comisiones competitivas. Ideal para operar cripto con transferencias SEPA y liquidez estable en el mercado europeo.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-bitvavo\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/bitvavo.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n\n        <!-- BingX -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.bingx_.svg\" alt=\"BingX\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">BingX<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.3;\" aria-label=\"Puntuaci\u00f3n de 4.3 sobre 5\"><\/div>\n                <span class=\"score-label\">4.3\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">Copy Trading<\/span><span class=\"tag\">Futuros<\/span><span class=\"tag\">Social<\/span><\/div>\n          <p class=\"ex-desc\">Plataforma enfocada en trading social y derivados, con interfaz sencilla. Incluye copy trading, futuros y opciones de compra r\u00e1pida con tarjeta.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-bingx\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/bingx.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n\n        <!-- Bybit -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.bybit_.svg\" alt=\"Bybit\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">Bybit<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.5;\" aria-label=\"Puntuaci\u00f3n de 4.5 sobre 5\"><\/div>\n                <span class=\"score-label\">4.5\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">Derivados<\/span><span class=\"tag\">Spot<\/span><span class=\"tag\">Liquidez<\/span><\/div>\n          <p class=\"ex-desc\">Exchange popular para derivados y spot, con alta liquidez, interfaz \u00e1gil y herramientas avanzadas orientadas a traders activos y profesionales.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-bybit\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/bybit.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n\n        <!-- Bit2Me -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.bit2me.borde_.svg\" alt=\"Bit2Me\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">Bit2Me<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.2;\" aria-label=\"Puntuaci\u00f3n de 4.2 sobre 5\"><\/div>\n                <span class=\"score-label\">4.2\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">Espa\u00f1a<\/span><span class=\"tag\">MiCA<\/span><span class=\"tag\">Earn<\/span><\/div>\n          <p class=\"ex-desc\">Exchange espa\u00f1ol con enfoque en facilidad de uso, soporte local en castellano y opciones integradas de compra, ahorro y custodia de activos.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-bit2me\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/bit2me.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n        \n        <!-- OKX -->\n        <article class=\"card\">\n          <div class=\"ex-head\">\n            <img loading=\"lazy\" decoding=\"async\" class=\"ex-logo\" src=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.okx_.borde_.svg\" alt=\"OKX\" width=\"44\" height=\"44\">\n            <div>\n              <div class=\"ex-name\">OKX<\/div>\n              <div class=\"stars-wrapper\">\n                <div class=\"stars\" style=\"--rating: 4.4;\" aria-label=\"Puntuaci\u00f3n de 4.4 sobre 5\"><\/div>\n                <span class=\"score-label\">4.4\/5<\/span>\n              <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"tags\"><span class=\"tag\">DeFi<\/span><span class=\"tag\">Web3<\/span><span class=\"tag\">Global<\/span><\/div>\n          <p class=\"ex-desc\">Plataforma completa con spot, futuros y earn. Buena liquidez global, herramientas pro integradas y wallet Web3 propia para traders activos.<\/p>\n          <div class=\"ex-actions\">\n            <a href=\"https:\/\/exchangeselector.com\/resena-de-okx\/\" class=\"btn-review\">Ver rese\u00f1a<\/a>\n            <a href=\"https:\/\/okx.com\" class=\"btn-site\" target=\"_blank\" rel=\"noopener noreferrer\">Ir al sitio<\/a>\n          <\/div>\n        <\/article>\n\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <script>\n    (function(){\n      const rail = document.getElementById(\"es-rail\");\n      if(!rail) return;\n      let isDown = false, startX, startScrollLeft;\n      rail.addEventListener(\"mousedown\", (e) => { isDown = true; rail.style.cursor = \"grabbing\"; startX = e.pageX; startScrollLeft = rail.scrollLeft; });\n      window.addEventListener(\"mouseup\", () => { isDown = false; rail.style.cursor = \"grab\"; });\n      rail.addEventListener(\"mouseleave\", () => { isDown = false; rail.style.cursor = \"grab\"; });\n      rail.addEventListener(\"mousemove\", (e) => { if (!isDown) return; e.preventDefault(); const dx = e.pageX - startX; rail.scrollLeft = startScrollLeft - dx; });\n      rail.addEventListener(\"wheel\", (e) => { if (e.shiftKey) return; if (Math.abs(e.deltaY) > Math.abs(e.deltaX)) { e.preventDefault(); rail.scrollLeft += e.deltaY; } }, { passive: false });\n    })();\n  <\/script>\n<\/section>\n\n\n<style>.kb-row-layout-id6635_453ff2-95 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id6635_453ff2-95 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id6635_453ff2-95 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:860px;margin-left:auto;margin-right:auto;padding-top:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id6635_453ff2-95 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id6635_453ff2-95 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id6635_453ff2-95 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id6635_453ff2-95 alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column6635_16feb6-28 > .kt-inside-inner-col,.kadence-column6635_16feb6-28 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column6635_16feb6-28 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column6635_16feb6-28 > .kt-inside-inner-col{flex-direction:column;}.kadence-column6635_16feb6-28 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column6635_16feb6-28 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column6635_16feb6-28{position:relative;}@media all and (max-width: 1024px){.kadence-column6635_16feb6-28 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column6635_16feb6-28 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column6635_16feb6-28 kb-section-dir-vertical inner-column-1\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-25-font-size\">Preguntas frecuentes sobre <strong>Ripio<\/strong> (FAQ)<\/h2>\n\n\n<style>.kt-accordion-id6635_5d3a97-82 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:32px;}.kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:var(--global-palette9, #ffffff);color:var(--global-palette3, #1A202C);padding-top:var(--global-kb-spacing-md, 2rem);padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:0px;padding-left:0px;}.kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette6, #718096);}.kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner, .kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner h1, .kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner h2, .kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner h3, .kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner h4, .kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner h5, .kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner h6{color:var(--global-palette3, #1A202C);}.kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner a{color:var(--global-palette1, #3182CE);}.kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner a:hover{color:var(--global-palette2, #2B6CB0);}.kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette6, #718096);}.kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id6635_5d3a97-82 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette1, #3182CE);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette5, #4A5568);}.kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette5, #4A5568);}.kt-accordion-id6635_5d3a97-82 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette3, #1A202C);border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette6, #718096);}.kt-accordion-id6635_5d3a97-82:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette6, #718096);}@media all and (max-width: 1024px){.kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id6635_5d3a97-82 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id6635_5d3a97-82 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id6635_5d3a97-82 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id6635_5d3a97-82 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:32px;}.kt-accordion-id6635_5d3a97-82 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid var(--global-palette5, #4A5568);border-left:0px solid transparent;padding-top:0px;padding-right:var(--global-kb-spacing-md, 2rem);padding-bottom:var(--global-kb-spacing-md, 2rem);padding-left:var(--global-kb-spacing-md, 2rem);}.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:1px solid var(--global-palette3, #1A202C);border-right-color:#eeeeee;border-right-style:solid;border-bottom:0px solid var(--global-palette3, #1A202C);border-left-color:#eeeeee;border-left-style:solid;padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id6635_5d3a97-82 .kt-blocks-accordion-header:focus-visible{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}.kt-accordion-id6635_5d3a97-82 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id6635_5d3a97-82 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:var(--global-palette3, #1A202C);border-top-style:solid;border-right-color:var(--global-palette3, #1A202C);border-right-style:solid;border-bottom-color:var(--global-palette3, #1A202C);border-bottom-style:solid;border-left-color:var(--global-palette3, #1A202C);border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id6635_5d3a97-82 kt-accordion-has-6-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow kt-accodion-icon-side-left\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane6635_f8670b-14\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong>\u00bfRipio es seguro para guardar criptomonedas?<\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_d1dc74-53, .wp-block-kadence-advancedheading.kt-adv-heading6635_d1dc74-53[data-kb-block=\"kb-adv-heading6635_d1dc74-53\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_d1dc74-53 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_d1dc74-53[data-kb-block=\"kb-adv-heading6635_d1dc74-53\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_d1dc74-53 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_d1dc74-53[data-kb-block=\"kb-adv-heading6635_d1dc74-53\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_d1dc74-53 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6635_d1dc74-53\">Ripio presenta un nivel de certificaciones de seguridad destacado dentro del mercado latinoamericano: SOC 2 Type 2 de forma consecutiva desde 2022, auditor\u00edas externas por EY y KPMG, programa de Bug Bounty activo en HackerOne y Prueba de Reservas p\u00fablica verificable en tiempo real. Aun as\u00ed, como en cualquier exchange centralizado, el usuario delega la custodia de sus activos en la plataforma, lo que implica un riesgo de contraparte que conviene valorar antes de mantener grandes vol\u00famenes en cualquier exchange.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane6635_fe12f8-d6\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong>\u00bfEn qu\u00e9 pa\u00edses est\u00e1 disponible Ripio?<\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_196f38-84, .wp-block-kadence-advancedheading.kt-adv-heading6635_196f38-84[data-kb-block=\"kb-adv-heading6635_196f38-84\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_196f38-84 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_196f38-84[data-kb-block=\"kb-adv-heading6635_196f38-84\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_196f38-84 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_196f38-84[data-kb-block=\"kb-adv-heading6635_196f38-84\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_196f38-84 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6635_196f38-84\">Ripio opera en Argentina, Brasil, M\u00e9xico, Colombia, Chile, Uruguay y Espa\u00f1a, con entidades jur\u00eddicas locales y registros regulatorios espec\u00edficos en cada jurisdicci\u00f3n. Tambi\u00e9n cuenta con presencia limitada en Estados Unidos a trav\u00e9s de OTCIS LLC. La disponibilidad de productos concretos puede variar seg\u00fan el pa\u00eds de residencia del usuario y la normativa local aplicable.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane6635_6c57c7-94\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong>\u00bfC\u00f3mo funcionan los rendimientos DeFi de Ripio y se pueden retirar en cualquier momento?<\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_8ec029-c0, .wp-block-kadence-advancedheading.kt-adv-heading6635_8ec029-c0[data-kb-block=\"kb-adv-heading6635_8ec029-c0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_8ec029-c0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_8ec029-c0[data-kb-block=\"kb-adv-heading6635_8ec029-c0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_8ec029-c0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_8ec029-c0[data-kb-block=\"kb-adv-heading6635_8ec029-c0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_8ec029-c0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6635_8ec029-c0\">Los rendimientos DeFi de Ripio funcionan conectando los fondos del usuario directamente a protocolos de finanzas descentralizadas como Aave y Compound, sin intermediaci\u00f3n centralizada. Los intereses se generan de forma autom\u00e1tica y diaria desde el momento en que se depositan los activos compatibles. A diferencia de los productos de Earn con plazos fijos, los fondos en DeFi de Ripio pueden retirarse en cualquier momento sin penalizaciones ni per\u00edodos de bloqueo, aunque las tasas son variables y no est\u00e1n garantizadas.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane6635_07b5a4-1e\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong>\u00bfQu\u00e9 es la Crypto Card Visa de Ripio y c\u00f3mo funciona el cashback?<\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_ffb275-54, .wp-block-kadence-advancedheading.kt-adv-heading6635_ffb275-54[data-kb-block=\"kb-adv-heading6635_ffb275-54\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_ffb275-54 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_ffb275-54[data-kb-block=\"kb-adv-heading6635_ffb275-54\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_ffb275-54 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_ffb275-54[data-kb-block=\"kb-adv-heading6635_ffb275-54\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_ffb275-54 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6635_ffb275-54\">La Crypto Card Visa de Ripio es una tarjeta que permite pagar en cualquier comercio que acepte Visa utilizando criptoactivos del usuario, con conversi\u00f3n autom\u00e1tica en el momento del pago. El programa de cashback devuelve un porcentaje de cada compra en activos como USDT, BTC o ETH. Las condiciones exactas del cashback y la disponibilidad de la tarjeta var\u00edan seg\u00fan el pa\u00eds y los t\u00e9rminos vigentes del programa en cada momento.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane6635_64786c-c6\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong>\u00bfQu\u00e9 son las stablecoins locales de Ripio y para qu\u00e9 sirven?<\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_86783d-6f, .wp-block-kadence-advancedheading.kt-adv-heading6635_86783d-6f[data-kb-block=\"kb-adv-heading6635_86783d-6f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_86783d-6f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_86783d-6f[data-kb-block=\"kb-adv-heading6635_86783d-6f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_86783d-6f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_86783d-6f[data-kb-block=\"kb-adv-heading6635_86783d-6f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_86783d-6f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6635_86783d-6f\">Las stablecoins locales de Ripio son tokens respaldados 1:1 por monedas de la regi\u00f3n: wARS para el peso argentino, wBRL para el real brasile\u00f1o, wCOP para el peso colombiano y wMXN para el peso mexicano. Permiten a los usuarios operar con el valor de su moneda local dentro del ecosistema cripto y, en el caso del wARS, tambi\u00e9n pueden generar rendimientos DeFi autom\u00e1ticos directamente desde la app de Ripio. Su utilidad pr\u00e1ctica es especialmente relevante en mercados con alta inflaci\u00f3n o restricciones cambiarias.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane6635_e3a208-bd\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>\u00bfRipio est\u00e1 regulado en Espa\u00f1a?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading6635_7f6886-19, .wp-block-kadence-advancedheading.kt-adv-heading6635_7f6886-19[data-kb-block=\"kb-adv-heading6635_7f6886-19\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading6635_7f6886-19 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading6635_7f6886-19[data-kb-block=\"kb-adv-heading6635_7f6886-19\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading6635_7f6886-19 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading6635_7f6886-19[data-kb-block=\"kb-adv-heading6635_7f6886-19\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading6635_7f6886-19 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading6635_7f6886-19\">S\u00ed. Ripio opera en Espa\u00f1a a trav\u00e9s de <strong>Ripiotech SL<\/strong>, entidad registrada como proveedor de servicios de activos virtuales en el <strong>Banco de Espa\u00f1a<\/strong>. Adem\u00e1s, la compa\u00f1\u00eda mantiene estructuras regulatorias propias en varios pa\u00edses de Latinoam\u00e9rica, adapt\u00e1ndose a los requisitos legales de cada jurisdicci\u00f3n. Como ocurre con cualquier exchange, el alcance de determinados productos puede variar seg\u00fan la normativa aplicable en cada pa\u00eds.<br><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before we dive into the detailed analysis, here\u2019s a summary of Ripio\u2019s most important data at a glance. Technical Specifications Quick Summary Ripio Rating 3.9 Founded in 2013 Headquarters Argentina Regulator CNV in Argentina and local authorities depending on the country Cryptocurrencies +100 Maker\/Taker 0.25 % \/ 0.50 % Minimum Deposit Variable\u2026<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[15],"tags":[],"class_list":["post-6635","post","type-post","status-publish","format-standard","hentry","category-reviews-exchanges"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rese\u00f1a de Ripio: Opiniones y An\u00e1lisis en 2026 - Exchange Selector<\/title>\n<meta name=\"description\" content=\"An\u00e1lisis completo de Ripio en 2026: comisiones, seguridad, mercados disponibles, plataformas de trading y ventajas de este exchange para traders cripto.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exchangeselector.com\/en\/ripio-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rese\u00f1a de Ripio: Opiniones y An\u00e1lisis en 2026 - Exchange Selector\" \/>\n<meta property=\"og:description\" content=\"An\u00e1lisis completo de Ripio en 2026: comisiones, seguridad, mercados disponibles, plataformas de trading y ventajas de este exchange para traders cripto.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exchangeselector.com\/en\/ripio-review\/\" \/>\n<meta property=\"og:site_name\" content=\"Exchange Selector\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-01T13:12:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-20T08:04:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/exchangeselector.com\/wp-content\/uploads\/2026\/01\/logo.ripio_.borde_.svg\" \/>\n<meta name=\"author\" content=\"Javier B\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Javier B\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"23 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/exchangeselector.com\\\/resena-ripio\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/exchangeselector.com\\\/resena-ripio\\\/\"},\"author\":{\"name\":\"Javier B\",\"@id\":\"https:\\\/\\\/exchangeselector.com\\\/#\\\/schema\\\/person\\\/37d6da0eaabee4dbd16e70fb95d2143f\"},\"headline\":\"Rese\u00f1a de Ripio: Opiniones y An\u00e1lisis en 2026\",\"datePublished\":\"2026-06-01T13:12:03+00:00\",\"dateModified\":\"2026-08-20T08:04:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/exchangeselector.com\\\/resena-ripio\\\/\"},\"wordCount\":4323,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/exchangeselector.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/exchangeselector.com\\\/resena-ripio\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/exchangeselector.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/logo.ripio_.borde_.svg\",\"articleSection\":[\"Reviews de Exchanges\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/exchangeselector.com\\\/resena-ripio\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/exchangeselector.com\\\/resena-ripio\\\/\",\"url\":\"https:\\\/\\\/exchangeselector.com\\\/resena-ripio\\\/\",\"name\":\"Rese\u00f1a de Ripio: Opiniones y An\u00e1lisis en 2026 - 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