{"id":8160,"date":"2026-06-24T21:34:47","date_gmt":"2026-06-24T21:34:47","guid":{"rendered":"https:\/\/exchangeselector.com\/?p=8160"},"modified":"2026-06-24T21:36:47","modified_gmt":"2026-06-24T21:36:47","slug":"withdraw-binance-funds-before-july-1-2026","status":"publish","type":"post","link":"https:\/\/exchangeselector.com\/en\/retirar-fondos-binance-antes-1-julio-2026\/","title":{"rendered":"How to Withdraw Your Funds from Binance Before July 1, 2026"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Updated: June 25, 2026<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">The situation is no longer speculative. Binance has officially confirmed that <strong>it will cease operations in Spain as of July 1, 2026<\/strong>, after withdrawing its MiCA license application before the Greek regulator and not yet securing an alternative EU country where it could obtain approval in time. The company has directly informed its Spanish users that from that date onward, only functions related to reducing positions and withdrawing assets will remain available. There will be no new deposits, no new trading orders, and bots will be disabled.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">What matters most\u2014and it should be said clearly\u2014is that <strong>Binance has guaranteed that funds will not be frozen<\/strong>, and that both cryptocurrencies and euros will still be withdrawable even after July 1.\n\nHowever, there is a real risk that should not be ignored: if millions of users attempt to move their funds at the same time in the coming days, network congestion and exchange overload could make withdrawals slower or more difficult. This is not the first time this has happened in similar situations.\n\nActing today, calmly and in advance, is far better than rushing on June 30.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide explains exactly what is going to happen, how to withdraw your funds step by step depending on the type of assets you hold, and what to do with them once they have been moved out.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What changes at Binance Spain from July 1st<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before explaining how to withdraw, it is important to understand exactly which services will remain available and which will no longer be offered. According to Binance\u2019s official communication to its Spanish users:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What will no longer be available from July 1st:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">New spot trading orders will no longer be allowed. Any orders placed before that date will have a 48-hour execution window, after which they will be automatically canceled. Trading bots will be disabled, with no possibility of creating new ones. Margin trading will be shut down: no new loans or orders will be available, pending orders will be canceled, and open positions will be liquidated according to Binance\u2019s schedule. Earn-type yield products will also be discontinued.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What will remain available:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Crypto withdrawals to external wallets or other exchanges will remain available. Euro withdrawals via SEPA bank transfer will also continue to be supported. The Convert service will be restricted to sell-only conversions into euros and USDC, specifically to facilitate the exit of funds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The underlying message is clear: Binance is structuring an orderly exit that allows users to move their entire portfolio off the platform, but the window of time to do so is running out.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What to do before withdrawing: two essential preliminary steps<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before moving any funds, there are two essential actions you must take, and many users tend to overlook them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Export your entire transaction history.<\/strong> This is urgent because, once Binance changes its legal structure or restricts its services, access to historical data may become more difficult or even unavailable. Log into your account, go to the history section, and download all your activity in CSV or PDF format: spot buys and sells, crypto-to-crypto conversions, deposits and withdrawals, Earn products and staking, and if you have traded futures, make sure to include that full history as well. Store these files locally. You will need them for your tax return and to properly document any gains or losses for the tax authorities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Close all your open positions.<\/strong> If you have active margin positions, futures contracts, or loans, you should close them manually before July 1. Waiting for Binance to liquidate them automatically may result in worse conditions than managing them yourself at a time of your choosing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Option 1: Withdraw to your bank account in euros<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It is the most direct option if you want to convert your assets back into euros and fully exit the crypto ecosystem for the time being.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The process is straightforward. First, sell all your cryptocurrencies on Binance, converting them into euros or USDC using the Convert feature, which the platform has confirmed will remain available for this type of exit operation.\n\nOnce you have a euro balance, go to your wallet, select the fiat withdrawal section, choose EUR as the currency, and select SEPA bank transfer as the method. If it is your first withdrawal to that bank account, you may need to verify it beforehand. Confirm the amount and complete the transaction. The transfer usually takes between a few hours and two business days.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">Please note that <strong>EUR withdrawals can only be made to the same bank account you originally used for deposits<\/strong>. Binance does not allow fiat transfers to new bank accounts that have not been previously verified in your profile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A technical note: due to MiCA-related restrictions, some SEPA withdrawals may be processed via USDC as an intermediate step before reaching your bank in euros. This is normal and does not involve any additional cost for the user.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to withdraw your funds: three options depending on your situation<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Option 1: Withdraw to your bank account in euros<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It is the most direct option if you want to convert your assets back into euros and fully exit the crypto ecosystem for the time being.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The process is straightforward. First, sell all your cryptocurrencies on Binance, converting them into euros or USDC using the Convert feature, which the platform has confirmed will remain available for this type of exit operation.\n\nOnce you have a euro balance, go to your wallet, select the fiat withdrawal section, choose EUR as the currency, and select SEPA bank transfer as the method. If it is your first withdrawal to that bank account, you may need to verify it beforehand. Confirm the amount and complete the transaction. The transfer usually takes between a few hours and two business days.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">Please note that <strong>EUR withdrawals can only be made to the same bank account you originally used for deposits<\/strong>. Binance does not allow fiat transfers to new bank accounts that have not been previously verified in your profile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A technical note: due to MiCA-related restrictions, some SEPA withdrawals may be processed via USDC as an intermediate step before reaching your bank in euros. This is normal and does not involve any additional cost for the user.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Option 2: Transfer directly to another MiCA-licensed exchange<\/h3>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">It is the most recommended option if you want to continue trading cryptocurrencies but on a regulated platform. The advantage is that <strong>it does not constitute a taxable event<\/strong>, as you are not selling\u2014you're simply moving your assets from one address to another.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The process involves four steps. First, open an account on your destination exchange and complete the KYC process before initiating any transfers\u2014this can take anywhere from a few hours to several business days depending on application volume, so don\u2019t leave it until the last minute.\n\nSecond, obtain the deposit address from your destination exchange for each cryptocurrency you plan to transfer. Third, always make a small test transfer first before moving the bulk of your funds. This is a step many experienced users skip, but it can prevent significant losses if a mistake is made with the address or the selected network.\n\nFourth, once the test transfer has been successfully confirmed, proceed to move the remainder of your assets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the network selection: always use the cheapest and fastest network that is supported by the destination exchange.\n\nFor large transfers, Ethereum can be expensive due to gas fees. XRP, Stellar, or BNB Smart Chain are often more efficient alternatives in terms of cost and speed.\n\nAlways double-check that the destination exchange supports the selected network before sending any funds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">If you hold USDT, you should be aware that <strong>no MiCA-licensed exchange currently lists this asset<\/strong>, as Tether chose not to apply for European authorization. You will need to convert it into USDC, EURC, or directly into the cryptocurrency you want to keep before making the transfer, or move it to a personal wallet if you prefer to keep it outside the regulated European system.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Option 3: Withdraw to a personal wallet (self-custody)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It is the option that maximizes control over your assets: no one else has access to them, you are not dependent on any platform, and you can move them again whenever you want without regulatory restrictions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">For this, you need a compatible wallet. If you handle significant amounts, a <strong>hardware wallet<\/strong> such as Ledger or Trezor is the safest option. If you prefer something more immediate, MetaMask for ERC-20 tokens, or each blockchain\u2019s native wallet for its native assets, are valid alternatives.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The process is the same as transferring to another exchange: copy your wallet\u2019s deposit address, make a small test transfer first, confirm that it arrives correctly, and then move the rest.\n\nStore your seed phrase in a secure place and never share it with anyone or keep it on internet-connected devices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Urgency checklist: what to do today<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">With only days left before July 1st, here is what you need to do in order of priority.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Today:<\/strong> Export your entire transaction history from Binance. Close any open margin or futures positions you have. Open an account on your destination exchange and start the KYC process if you haven\u2019t already done so.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Within the next 24\u201348 hours:<\/strong> Make small test transfers to verify that the addresses work correctly. Move your main funds once the test transactions have been confirmed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Before June 30:<\/strong> Make sure all your funds have left Binance and that you have records of all operations carried out during the migration process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tax implications of the withdrawal<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is a point many users overlook, and it can have significant consequences in the income tax declaration.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\">Transferring cryptocurrencies from Binance to another exchange or to a personal wallet <strong>is not a taxable event in itself<\/strong>, as long as you do not convert between different cryptocurrencies in the process. Moving BTC from Binance to Kraken is a transfer: there is no sale, no gain, and no reportable profit or loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, if during the migration process you convert cryptocurrencies into euros or into another different cryptocurrency\u2014for example, converting USDT to USDC or selling ETH to withdraw in euros\u2014this does constitute a taxable event. It is treated as a disposal and generates a capital gain or loss that must be reported in your income tax return (IRPF).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For this reason, if your goal is to avoid triggering taxes during the migration process, the cleanest option is to transfer your assets as they are to another exchange or to your personal wallet, without making any intermediate conversions.\n\nIf you do need to convert anything, make sure you record the original purchase price of each asset so you can correctly calculate any capital gain or loss later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Which exchanges have a MiCA license to receive your funds<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you have decided to migrate to another platform, these are the CASP-licensed alternatives confirmed as of today:<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Kraken<\/strong> holds a license from the Central Bank of Ireland and offers more than 600 cryptocurrencies. It is the most recommended option for users who were actively trading on Binance and want to maintain a wide range of assets with maximum regulatory security.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Coinbase<\/strong> is authorized by Luxembourg\u2019s CSSF and is registered with the Bank of Spain. With more than 240 cryptocurrencies and a highly intuitive interface, it is the best option for investors who prioritize simplicity and institutional-grade trust.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>OKX Europe<\/strong> operates under a Maltese license and is the most complete alternative for active traders looking for futures and derivatives within the European regulatory framework.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Bitvavo<\/strong> is licensed by the Dutch AFM and stands out for having some of the lowest fees in the regulated European market, starting from 0.03% maker fees, with free SEPA deposits and withdrawals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Bit2Me<\/strong> holds a direct license from Spain\u2019s CNMV and is the first Spanish-language exchange to obtain MiCA authorization. It also offers phone support in Spanish, making it the most natural option for Spanish users.<\/p>\n\n\n\n<p class=\"wp-block-paragraph translation-block\"><strong>Bybit EU<\/strong> obtained its license from Austria\u2019s FMA in May 2025 and is the most comparable regulated alternative to Binance for derivatives products such as futures and perpetual contracts.<br><br>Check our <strong><a href=\"https:\/\/exchangeselector.com\/en\/best-crypto-exchanges-mica-regulation-europe\/\" target=\"_self\">full comparison of Binance alternatives with MiCA license<\/a><\/strong> to choose the one that best fits your profile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Binance has guaranteed that your funds will not disappear and that you will still be able to withdraw them even after July 1st. However, waiting until that moment involves taking unnecessary risk: network congestion, as millions of users act at the same time, can significantly delay and complicate withdrawals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The smartest decision is to act now, calmly, following the steps in this guide. Export your transaction history, close your open positions, open an account on your destination exchange, make a test transfer, and then move the rest of your funds. The whole process can be completed in under 48 hours if you start today.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The crypto ecosystem in Europe is not disappearing on July 1st. It is simply being reorganized around platforms that have met the regulatory requirements. And in the long term, that is a safeguard for all investors.<\/p>\n\n\n\n<p class=\"has-theme-palette-6-color has-text-color has-link-color wp-elements-ddeeb3ed573c3238d73963209b7cb95f wp-block-paragraph\"><em>This article is updated as Binance\u2019s regulatory situation evolves. Last updated: June 25, 2026<\/em>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Actualizado: 24 de junio de 2026 La situaci\u00f3n ya no es especulativa. Binance ha confirmado oficialmente que cesa su actividad en Espa\u00f1a a partir del 1 de julio de 2026, despu\u00e9s de retirar su solicitud de licencia MiCA ante el regulador griego y no haber encontrado a\u00fan un nuevo pa\u00eds de la Uni\u00f3n Europea donde&#8230;<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[15],"tags":[],"class_list":["post-8160","post","type-post","status-publish","format-standard","hentry","category-reviews-exchanges"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>C\u00f3mo Retirar tus Fondos de Binance Antes del 1 de Julio de 2026 - Exchange Selector<\/title>\n<meta name=\"description\" content=\"Aprende c\u00f3mo retirar tus fondos de Binance antes del 1 de julio de 2026. 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