Revolut X Review: User Opinions and Comprehensive Analysis in 2026

Before we dive into the detailed analysis, here's a summary of the most important facts about Revolut X at a glance.

Quick overview

Revolut X

4,5/5
Europe Maker 0 % API Staking
Headquarters
Limasol, Chipre
Regulated by
CySEC (MiCA)
Cryptocurrencies
More than 300
Maker / taker fees
0 % / 0,09 %
Minimum deposit
1 €
Ideal for
Advanced Revolut users

Revolut X: Professional trading without leaving Revolut

Who is Revolut X for? It's for Revolut users who want to trade using an order book with minimal fees, without having to open an account on another exchange.


Advantages:

  • Flat fees of 0% for makers and 0.09% for takers, with no volume-based tiers
  • Instant, free transfers of euros between Revolut and the exchange
  • Order book, TradingView charts, and API included

Disadvantages:

  • Spot trading only: no margin, futures, or leverage
  • It is essential to have a Revolut account
  • Withdrawals to external wallets incur a flat fee plus the network fee

Where is Revolut X available? 31 European countries

Revolut X is available in 31 European countries: the 30 countries of the European Economic Area (the 27 countries of the European Union plus Iceland, Liechtenstein, and Norway) and the United Kingdom. It is Revolut’s cryptocurrency exchange: a separate platform from the main app, with more advanced analysis tools and lower fees, for which you must first have a Revolut account.

Available
Sede de Revolut (Reino Unido)
Not available
Note: Revolut X is available to customers with a Revolut account in the 30 countries of the European Economic Area (the 27 EU countries plus Iceland, Liechtenstein, and Norway) and in the United Kingdom. To use the service, you need a verified Revolut account in one of these countries. On the map, you can zoom in by pressing Ctrl + mouse wheel or by pinching on your mobile device.

All you need is for your Revolut account to be registered in one of the countries marked on the map. Availability is the same across all 31 countries, with no differences from one country to another. Among them are Croatia, Cyprus, and Greece, which are often excluded from other European exchanges.

Revolut X is not available outside the European Economic Area and the United Kingdom. This is the case in Switzerland, where you can still open a Revolut account, as well as in other markets where the app is available, such as the United States, Australia, Japan, Brazil, New Zealand, and Singapore. Mexico is on the waiting list until its launch in 2026.

How to Open a Revolut X Account, Step by Step

Opening an account on Revolut X is quick. Download the app, enter your phone number, and enter the code you receive via text message. Then create a 6-digit access code and, if you’d like, enable notifications for your favorite cryptocurrencies and market volatility. Finally, you’ll fill in your personal and financial information (address, employment status, income, assets and their source, and how much you expect to invest in crypto over the next 12 months), which is required by regulation.

To verify your identity, you’ll need to indicate your citizenship, scan the front and back of your ID card, and take a photo of yourself. To log in later, use the app or the website with your phone and your code; on the website, confirm with a notification in the Revolut app. You can also log in with Face ID or set up a passkey, which uses your face or fingerprint instead of your phone, email, or code.

Security on Revolut X: How It Protects Your Funds and Your Account

Revolut X is the cryptocurrency exchange from Revolut, the fintech company that, according to its own figures, is used by more than 80 million people. Most funds are stored in cold storage—that is, offline—so hackers cannot access them. In addition, your assets are held on a 1:1 basis and are never lent out, with constant risk monitoring.

Revolut X is linked to your main Revolut account, so the security of your profile also depends on protecting your phone and your login credentials. Set up a passkey, which lets you log in by unlocking your phone instead of using a password, and confirm with a push notification. Keep in mind, however, that cryptocurrencies are not covered by investor protection: there is a risk of loss.

SecurityData
RegulatorCySEC (MiCA)
Entity in the EEARevolut Digital Assets Europe Ltd
Cold storageMost of the funds
Asset Reserve1:1, no loans
Exchange typeExternal custodians subject to due diligence
Account Security2FA y passkeys
Support24/7 Secure Chat

Revolut X Fees: Flat Rates with No Volume-Based Tiered Structure

Revolut X charges the same fee regardless of your trading volume: 0% for makers and 0.09% for takers, and all fees are displayed before the trade is executed. The maker places a limit order in the order book, and the taker executes it instantly—for example, with a market order. For a taker purchase of 1,000 € in BTC, the fee is 0.90 €.

Depositing euros from your Revolut account or crypto from an external wallet is free (in the latter case, only the network fee is deducted), as is withdrawing euros to Revolut. Withdrawing crypto costs £1 or £3, depending on the currency, plus the network fee, which varies depending on blockchain traffic. The app shows you the total before you confirm, and it never charges you more than what you see.

ConceptFeeExtra
Trading maker0,00 %Fixed, no sections
Trading taker0,09 %Fixed, no sections
Deposit in euros (from Revolut)0,00 €Only from your Revolut account
Crypto deposit (external wallet)0,00 €The network is deducted
Withdrawal in euros (to Revolut)0,00 €Between your Revolut accounts
Withdrawals of SOL, XRP, ADA, XLM, DOT, AVAX, XTZ, ALGO1 £ (equivalent in €)+ network fee
Withdrawals of BTC, ETH, USDC, and others3 £ (equivalent in €)+ network fee

Revolut X vs. the Revolut app

In the standard Revolut app, the fee for buying crypto depends on your plan: depending on the plan, it starts at 1.49% and goes as low as 0.49%, and the lower rate requires a monthly subscription. In Revolut X, there are no plans or tiers, and the maximum fee is 0.09% as a taker. If you buy crypto frequently, the difference in cost is significant.

PlanPriceCrypto Commission
StandardFreeStarting at 1.49%
Plus€3.99/monthStarting at 1.49%
Premium8.99 €/monthStarting at 0.99%
Metal15.99 €/monthStarting at 0.99%
Ultra55 €/monthStarting at 0.49%
Revolut XFlat rate0 % maker / 0,09 % taker

Staking on Revolut X: Earn Returns While Holding Your Cryptocurrencies

Staking lets you earn rewards by locking up certain cryptocurrencies to help validate a blockchain network. On Revolut X, you can activate it from the Growth tab, and you remain the owner of your cryptos while they generate returns (APY).

The APY is variable and not guaranteed. When you withdraw your investment, there is a waiting period of up to 24 days, depending on the currency, during which you do not earn rewards. Revolut does not charge a fee on rewards, although third-party fees may apply.

CryptocurrencyAPYWait when checking out
Cosmos21,04 %24 days
Gram (antes Toncoin)16,81 %2 days
Kusama9,46 %8 days
Injective7,13 %24 days
Solana5,95 %3 days
NEAR Protocol4,66 %5 days
Polkadot3,47 %2 days
Tron3,14 %14 days
Ether2,67 %11 days

Customer Service at Revolut X: Support and Contact Channels

Revolut X in 2026: Is It Worth It?

Revolut X is Revolut’s cryptocurrency exchange and one of the easiest ways to get started with trading in Europe. It combines very low flat fees (0% maker and 0.09% taker), over 300 tokens, and MiCA regulation with advanced tools such as TradingView charts and an API for automating strategies. Plus, staking lets you earn returns on your cryptocurrencies without leaving the platform.

There are a few things to keep in mind. You can only deposit and withdraw a portion of the tokens you can trade; fiat currency can only be deposited from your Revolut account; customer support does not include phone assistance for most inquiries; and cryptocurrencies do not offer investor compensation. Even so, this is Revolut’s bid to enter the cryptocurrency trading market: fast, intuitive for beginners, and with competitive fees. That’s why we recommend it especially to those who already use Revolut, and we rate it 4.5 out of 5.

CriteriaWeightScore
Fees25 %4,9 / 5
Security and regulation25 %4,4 / 5
Ease of use15 %4,6 / 5
Products (Growth, API, TradingView)15 %4,4 / 5
Available Cryptocurrencies10 %4,3 / 5
Customer service10 %3,9 / 5
Final score100 %4,5 / 5

(FAQ) Frequently Asked Questions About Revolut X

It is Revolut's cryptocurrency exchange, featuring over 300 tokens, market and limit orders, TradingView charts, and an API.

It operates under a MiCA license issued by CySEC, stores most funds in cold storage, and maintains a 1:1 ratio for your assets. Cryptocurrencies are not covered by investor compensation.

0% if you place a limit order (maker) and 0.09% if you execute immediately (taker). Withdrawing crypto costs £1 or £3 plus network fees.

Download the app, verify your phone number, create a 6-digit code, fill in your information, and verify your identity with your ID and a photo.

In the app, you pay as low as 1.49%, depending on your plan. With Revolut X, the fee is 0% for makers and 0.09% for takers, with no subscription fee, and you get more advanced tools.

Yes, with an APY of up to 21.04% on Cosmos. The APY is variable, not guaranteed, and you may lose part of your stake due to network penalties.

Exchange Selector
Written by the Exchange Selector Team

Exchange Selector is an independent cryptocurrency exchange comparison platform designed to help users make informed decisions in a complex and ever-changing market.

Revisado por última vez: octubre 2026

Leave a Reply

Your email address will not be published. Required fields are marked *