Before we get into the detailed analysis, here is a summary of eToro’s most important data at a glance.
Quick overview
eToro
- Headquarters
- Tel Aviv, Israel
- Regulated by
- CySEC (MiCA)
- Cryptocurrencies
- More than 150
- Crypto Commission
- 1 % (decreases with volume)
- Minimum deposit
- 50 $
- Ideal for
- Crypto and stocks in one account
Investing in cryptocurrencies carries the risk of partial or total loss of capital. The content of this review
is informative and does not constitute financial advice.
eToro: multi-asset platform with crypto, stock and copy trading
eToro is a trading platform founded in 2007 and listed on NASDAQ (ETOR), with more than 40 million users. From a single account you can invest in stocks, ETFs and cryptocurrencies, as well as access to CopyTrader TM, Smart Portfolios, recurring investments and Alpha Portfolios. Operates from Limasol (Cyprus), regulated by the CySEC in Europe, and offers a demo account with $100,000 virtual.
In crypto, eToro offers over 150 cryptoassets with a 1% commission per trade, no custody costs and overnight positions without leverage. It also allows you to staking, transfer to eToro Wallet, spend crypto and get 5% on stocks when bringing your cryptos (up to $1,000 per month). This review focuses on their crypto offering.
Who is eToro for? For investors who want to buy crypto, stocks and ETFs from a single account, and value a regulated platform with staking and CopyTrader, even if they pay a 1% commission per trade.
Advantages
- Regulated by CySEC and listed on NASDAQ
- Over 150 crypto assets, staking and CopyTrader
- No custody fees or overnight without leverage
Dissadvantages
- Fixed fee of 1%, higher than specialized exchanges
- Crypto without MiFID (ICF/FSCS) protection or investor compensation
- 5% reward on Stock blocked for 1 year
Where is eToro available? More than 70 countries worldwide
eToro is available in more than 70 countries and territories in Europe, Asia-Pacific, America and the Middle East and Africa, including Spain. When you register, the platform detects your location and assigns you to the appropriate regulated entity, such as CySEC in Europe, FCA in the UK or ASIC in Australia. Features and products available vary by country.
Europe and the UK account for 73% of funded accounts, eToro has more than 10 offices worldwide. To trade you need to reside in one of the marked countries, and crypto features like the wallet vary by region.
eToro Security: custody, regulation and protection
eToro operates under the supervision of CySEC in Europe and is listed on NASDAQ (ETOR). Holds cryptos with a combination of cold and hot storage, regulated custodial providers, and segregated client funds when required by regulation. The exact combination varies by jurisdiction.
The wallet adds multi-signature technology, two-factor authentication and an insurance policy for eligible assets, plus SMS verification when sending crypto. But crypto does not have MiFID protection, such as ICF or FSCS, and you could lose all the capital invested.
| Characteristic | Data |
|---|---|
| Regulator (Europe) | CySEC |
| Quote | NASDAQ (ETOR) |
| Storage | Cold and hot |
| Exchange type | Regulated providers |
| Segregated funds | If required by regulation |
| Wallet | Multisignature and 2FA |
| Safety | Eligible assets only |
| MiFID protection (ICF/FSCS) | No |
Deposits and withdrawals on eToro: methods, deadlines and costs
eToro allows you to deposit funds in fiat currency or cryptocurrencies. You can deposit compatible crypto assets from an external wallet directly into your account and then convert them to fiat or use them to open positions. The investment account operates in USD, and the wallet offers local accounts in GBP, EUR, AUD and DKK.
Sending or receiving crypto from external wallets has no eToro commission, only the blockchain network. Transferring crypto from the platform to eToro Wallet costs 2%. To switch your cryptocurrencies to fiat currency, you can sell them in the wallet for GBP, EUR or USD, with a commission of 0.6% to 1% depending on your Club level.
| Characteristic | Data |
|---|---|
| Crypto deposit | Yes, from external wallet |
| Crypto deposit fee | Network fee only |
| Investment account currency | US dollars |
| Local accounts (wallet) | GBP, EUR, AUD y DKK |
| Transfer to eToro’s wallet | 2 % |
| Send to external wallet | Network fee only |
| Withdraw fiat | Selling for GBP, EUR or USD |
| Fee on sale to fiat | 0,6 % a 1 % |
Crypto eToro fees: how much does it cost to trade
eToro charges a fixed commission of 1% per position on crypto trades at Bronze, Silver and Gold levels. Platinum, Platinum+ and Diamond pay less, from 0.95% to 0.10% depending on their monthly volume. There are no custody fees or overnight charges on non-leveraged positions, and the spread varies by market.
There are other costs: transferring crypto from the platform to eToro Wallet costs 2% (with a minimum and maximum), while sending or receiving from external wallets only pays the network fee. Selling crypto for GBP, EUR or USD in the wallet costs between 0.6% and 1%, depending on your Club level.
| Characteristic | Data |
|---|---|
| Buy and sell (Bronze, Silver, Gold) | 1 % |
| Buying and selling (Platinum to Diamond) | 0,10 % a 0,95 % |
| Exchange type | Free |
| Overnight (sin apalancamiento) | Free |
| Overnight (CFD) | Yes |
| Transfer to eToro’s wallet | 2 % |
| Send or receive (external wallet) | Network fee only |
| Selling for GBP, EUR or USD | 0,6 % a 1 % |
Staking on eToro: crypto assets, rewards and how to activate it
eToro allows staking of 12 crypto assets, including Ethereum, Solana, Cardano and Polkadot, and rewards are paid in the same asset each month and automatically. Only applies to cryptocurrencies purchased on the trading platform, without CFDs or short positions, and does not include those stored in the wallet.
Your reward depends on the level of the eToro Club, from 45% of the performance in the basic level to 90% in Diamond. In the EU, by MiCA, you must register; in the UK, Australia, Emirates and Seychelles it is activated. In Ethereum you must always sign up, and you can opt out anytime.
| Characteristic | Data |
|---|---|
| Staking cryptoassets | 12 |
| Bitcoin | Not available |
| Payment reward | Mensual, en el mismo activo |
| Performance you receive | 45 % a 90 % (según Club) |
| Introduction days | 7 (ADA: 9) |
| Minimum reward | 1 USD |
| Sign up in the EU | Mandatory |
| Cancel | Anytime |
eToro Wallet: store, send and sell your cryptos
eToro Wallet allows you to store, send, receive, convert and sell compatible cryptoassets from your mobile device, and move crypto between your investment account and external wallets. To use it you need to verify your account and phone number, and it is only available in eligible countries.
Includes safekeeping with multi-signature technology, two-factor authentication and an insurance policy for eligible assets. Only non-leveraged and real currency-backed buy positions can be transferred, not CFDs. Network fees are charged by the blockchain, not eToro, and staking does not apply to crypto wallet.
| Characteristic | Data |
|---|---|
| Functions | Save, send, receive and convert |
| Fiat currency sales | GBP or EUR (eligible users) |
| Security | Multisignature and 2FA |
| Safety | Eligible assets only |
| Requirements | Verified account and phone |
| eToro transfer | Only leveraged purchases |
| Network fees | The blockchain charges them |
| Wallet staking | Not available |
Bring your crypto to eToro and get 5% off on stocks
eToro offers a 5% return on Stocks when transferring cryptocurrencies from an external wallet to your eToro Wallet. Just go to Transfer Crypto, choose an asset, copy your unique address and send the funds. The reward is automatically credited, up to $1,000 per month, and you can use it to invest in stocks.
The promotion has conditions: the reward in Actions cannot be withdrawn for 1 year and is subject to terms and conditions, which you should read before transferring. In addition, availability depends on your region and supported crypto assets, and network fees may apply when sending from your external wallet.
eToro Customer Service: Channels, Hours, and Languages
eToro has more than 250 customer service representatives located in 7 countries who are available 24 hours a day, 6 days a week. They offer support in more than 7 languages, including Spanish, and you can contact them via live chat or check the Help Center.
For immediate assistance, the platform includes Tori, an AI assistant that only provides information and may give inaccurate or incomplete answers; it is not available in all regions. The team handles everything from access and KYC verification issues to withdrawals, technical errors, and urgent matters, such as temporary account suspensions or security reviews.
| Characteristic | Data |
|---|---|
| Channels | Live Chat and Help Center |
| Schedule | 24 hours a day, 6 days a week |
| Languages | More than 7, including Spanish |
| Agents | More than 250 in 7 countries |
| AI Assistant | Tori (not available in all regions) |
| Urgent Cases | Specialized Equipment |
Verdict: Is eToro worth it for crypto?
eToro is a good choice for those who want crypto, stocks and ETFs in one regulated account, with staking, CopyTrader and a simple interface. Its score of 4.4/5 mainly reflects its ease of use, regulation and product variety.
Its weak point is cost: the 1% commission is much higher than that of specialized exchanges like Bybit EU (0.25%), and crypto does not have MiFID protection. If you prioritize low commissions, another platform might suit you.
| Criteria | Weight | Score |
|---|---|---|
| Fees | 25 % | 3,8 / 5 |
| Security and regulation | 25 % | 4,6 / 5 |
| Ease of use | 15 % | 4,8 / 5 |
| Productos (staking, wallet, CopyTrader) | 15 % | 4,6 / 5 |
| Available Cryptocurrencies | 10 % | 4,5 / 5 |
| Customer service | 10 % | 4,0 / 5 |
| Final score | 100 % | 4,4 / 5 |
This review is based on the actual use of the platform and official information from eToro. The data was reviewed in October 2026 and we updated the review as conditions changed. If you find any outdated data, write to us and we will correct it.
