Before we enter into detailed analysis, here is the ordered ranking of the top 10 crypto exchanges for Bulgaria with the most important data about each at a glance.
Investing in cryptocurrencies carries the risk of partial or total loss of capital. The content of this review is informative and does not constitute financial advice.
1. Bitvavo: The European exchange for trading in euros with low fees
Born in Amsterdam in 2018, Bitvavo has gained a foothold among European investors by focusing on the euro. Offers over 400 cryptocurrencies, staking and a simple app with SEPA or card deposits from Bulgaria. Their commissions are 0.15 % maker and 0.25 % taker, and they decrease according to the monthly volume.
Operates under a MiCA license, granted in 2025 by the Dutch regulator (AFM), and serves in Bulgaria using the European passport. Staking is outside MiCA protection. See full review of Bitvavo
Who is Bitvavo for? For Bulgarian users who want to buy and sell cryptocurrencies in euros by SEPA transfer, with low fees and a user-friendly app.
Advantages:
- Fees starting at 0.15% for makers and 0.25% for takers
- SEPA and card deposits, with account for residents of Bulgaria
- Over 400 cryptocurrencies and staking
Disadvantages:
- Few advanced trading features
- Staking Outside the Scope of MiCA
- Default withdrawal limit of €25,000 per 24 hours
2. Kraken: Cryptocurrencies and the stock market on a single regulated platform
With over a decade of experience and more than 13 million users, Kraken brings together in one account more than 700 cryptocurrencies, staking and more than 11,000 shares and ETFs. Kraken Pro adds order book, margin and API, with 0.40% maker and 0.80% taker fees at the base level.
For spot operates under MiCA license from Central Bank of Ireland and its subsidiary in Cyprus, regulated by CySEC, covers derivatives and shares under MiFID II. Between the two serves clients from all over the EU, including Bulgaria. See full review of Kraken
Who is Kraken for? For Bulgarian users who want to trade cryptocurrencies and stocks on a single regulated platform, from simple purchases to advanced trading.
Advantages:
- European dual license: MiCA for crypto and MiFID II for derivatives and stocks
- More than 700 cryptocurrencies and over 11,000 shares and ETFs in one account
- Kraken Pro with order book, margin, API and 24/7 support
Disadvantages:
- The single purchase costs 1% plus the spread, much more than in Kraken Pro
- Kraken Pro fees only decrease when volume or balance increases
- Crypto withdrawals have a fixed fee that varies by asset
3. Bybit EU: the exchange with a MiCA license and headquarters in Vienna
The giant Bybit is born Bybit EU, the version designed for users of the European Economic Area, launched on July 1, 2025 and based in Vienna. Offers over 100 cryptocurrencies, trading spot, earn products and the Bybit Card. Its commissions start at 0.25% for both maker and taker orders.
Operates under a MiCA license, granted in May 2025 by the Financial Markets Authority of Austria (FMA) to Bybit EU GmbH. As of July 1, 2026, EEA users, including those in Bulgaria, can only trade via Bybit EU. See full review of Bybit EU
Who is Bybit EU for? For Bulgarian traders looking for low fees and a regulated European platform, with more products than a generalist app.
Advantages:
- Austrian FMA MiCA license and headquarters in Vienna
- Spot from 0.25% and up to 0.045% with VIP
- Mastercard card with no annual fee and 1% cashback
Disadvantages:
- Limited derivatives offering against Bybit’s global platform
- No access to the global platform from the EEA since 1 July 2026
- One-Click Buy, Sell and Convert have a spread of 1.30% (1.80% off hours)
4. Crypto.com: the all-in-one crypto app for buying, earning, and paying
With more than 150 million users since 2016, Crypto.com is betting to bring everything together in one app: you buy, sell and store over 400 cryptocurrencies, with Earn, staking and a Visa card. Their base fees are 0.25 % maker and 0.50 % taker, with a minimum deposit of €1.
In Europe, it operates under a MiCA license from the Malta regulator (MFSA), granted to Foris DAX MT Limited, which allows it to service throughout the EEA, including Bulgaria. Earn and staking are outside the MiCA framework. See full review of Crypto.com
Who is Crypto.com for? For beginner Bulgarian users who want to buy, earn rewards and pay with crypto from a single app, but without the lowest fees.
Advantages:
- More than 400 cryptocurrencies and all in one app
- Visa card with up to 5% in CRO rewards
- MiCA, EMI and MiFID II licenses
Disadvantages:
- Earn and staking are outside the MiCA framework
- Base fees of 0.25% for makers and 0.50% for takers
- Card Rewards Tied to Staking CRO
5. Coinbase: the Nasdaq-listed platform with a MiCA license
Founded in the US in 2012 and listed on Nasdaq, Coinbase is one of the world’s most recognizable crypto brands. Allows you to buy, sell and store more than 400 cryptocurrencies, with staking and an Advanced mode with order book. In Advanced it charges 0.40 % maker and 0.60 % taker, and the simple purchase adds a spread.
In Europe it provides service through Coinbase Luxembourg S.A., with MiCA license of the CSSF granted in June 2025, valid throughout the EEA including Bulgaria. Luxembourg is its European headquarters. See full Coinbase review
Who is Coinbase for? For beginner Bulgarian users who want a well-known, quoted and regulated platform even if they are not looking for the lowest fees.
Advantages:
- CSSF MiCA license and a Nasdaq-listed parent company
- Simple interface, perfect for getting started
- Advanced Mode with an order book and over 400 cryptocurrencies
Disadvantages:
- Base-level fees of 0.40% for makers and 0.60% for takers
- The Basic Purchase option has a higher spread than the Advanced option
- A smaller catalog than that of global exchanges
6. Robinhood: crypto and stock tokens in an app licensed by the Bank of Lithuania
Popularized in the US by commission-free trading, broker Robinhood offers its crypto app in Europe from Vilnius. It gathers more than 65 cryptocurrencies, staking, own wallet and Stock Tokens. Buy and sell with a fixed fee of 0.50% on the euro value, without an order book, and accepts SEPA deposits.
Robinhood Europe UAB has a MiCA license from Bank of Lithuania since May 2025, with passport to serve in Bulgaria. The Stock Tokens are derived and remain outside of MiCA. See full review of Robinhood
Who is Robinhood for? For Bulgarian users who want a simple app with cryptocurrencies, staking and tokenized stocks without the need for an order book.
Advantages:
- MiCA license of the Bank of Lithuania and broker with European authorization
- Robinhood fee-free crypto transfers, network only
- Cryptocurrencies, staking and Stock Tokens in the same app
Disadvantages:
- Fixed fee of 0.50%, higher than that of orderbook exchanges
- Retains 15% of staking rewards
- Stock Tokens are derivatives: they do not entitle you to the underlying shares
7. OKX EU: low fees and advanced trading with MiCA license
If you’re looking for trading tools, OKX EU, the European branch of the exchange founded in 2017, gives you more than 600 cryptocurrencies, spot, trading bots, copy trading, staking and a Web3 wallet. Their fees start from 0.08 % maker and 0.10 % taker, and deposits and withdrawals in euros by bank transfer are free.
Operates under a MiCA license granted in January 2025 by the Malta regulator (MFSA), where it has its European hub, and can provide service throughout the EEA including Bulgaria. See full review of OKX EU
Who is OKX EU for? For Bulgarian users looking for low fees and more trading features, such as bots and copy trading, under MiCA regulation.
Advantages:
- Fees starting at 0.08% for makers and 0.10% for takers
- More than 600 cryptocurrencies, bots, and copy trading
- Free SEPA deposits and withdrawals
Disadvantages:
- A more complex interface for beginners
- Restricted Derivatives for Retail Investors in the EU
- Fewer features than OKX's global platform
8. Bitpanda: cryptocurrencies, stocks and ETFs in a single European app
Born in Vienna in 2014, Bitpanda has surpassed 7 million users by blending crypto and traditional investment. Combines over 650 cryptocurrencies with stocks, ETFs and precious metals in one app. In the simple app, it charges around 1.49% integrated into the price; on its advanced platform, from 0.05% maker and 0.15% taker.
Operates under MiCA license from the German authority (BaFin) and with authorization from the Austrian FMA for Bitpanda GmbH. From Bulgaria, you declare the taxes to the NAP. See full review of Bitpanda
Who is Bitpanda for? For Bulgarian users who want to invest in cryptocurrencies, stocks and ETFs from a single clear and regulated app without the need for advanced trading.
Advantages:
- More than 650 cryptocurrencies, as well as stocks, ETFs, and metals
- BaFin MiCA license and other European authorizations
- Low fees on its advanced platform
Disadvantages:
- Spread of around 1.49% in the basic app
- The advanced platform is more complex for beginners
- A €70,000 fine imposed by the FMA in 2026 for a formal violation of MiCA
9. Finst: 0.15% flat fee and segregated custody for trading in euros
Created in 2022 in Amsterdam by the former DEGIRO team, Finst is betting on a zero-surprise rate: more than 400 cryptocurrencies with a fixed commission of 0.15% for both makers and takers, without any added spread. Offers staking, Crypto Bundles and automatic investment, and holds client funds in a segregated entity.
It operates under a MiCA license from the Dutch regulator (AFM), which allows it to serve all over the EU, including Bulgaria. Publishes a Proof of Reserves audit and does not charge for depositing or withdrawing euros. See full Finst review
Who is Finst for? For Bulgarian users looking for a fixed and transparent fee, no spread, and segregated custody of their funds.
Advantages:
- Fixed commission of 0.15% with no additional spread
- Over 400 cryptocurrencies, staking, and Crypto Bundles
- Segregated Funds and Audited Proof of Reserves
Disadvantages:
- No derivatives, margin, or leverage
- You declare the taxes to the NAP
- Fewer advanced trading tools than a global exchange
10. Revolut X: An exchange with an order book—all without leaving Revolut
For those who already use Revolut, Revolut X adds a complete exchange within the same account. Launched in May 2024 in the UK and then reached all 30 EEA countries. Offers over 300 cryptocurrencies, orderbook, TradingView charts and API, with flat 0% maker and 0.09% taker commissions, regardless of volume.
Since October 2025 it operates under a MiCA license from the Cyprus Securities and Exchange Commission (CySEC), granted to Revolut Digital Assets Europe, based in Limasol and valid throughout the EEA, including Bulgaria. Is logged in with your Revolut account. See full review of Revolut X
¿Para quién es Revolut X? For Revolut’s Bulgarian users who want to trade with minimum commission and order book without opening account at another exchange.
Advantages:
- Flat fees of 0% for makers and 0.09% for takers, with no volume-based tiers
- Instant, free transfers of euros between Revolut and the exchange
- Order book, TradingView charts, and API included
Disadvantages:
- Spot trading only: no margin, futures, or leverage
- It is essential to have a Revolut account
- Withdrawals to external wallets incur a flat fee plus the network fee
Comparison table of exchanges for Bulgaria
Looking at the 10 exchanges, here is a comparison table that summarizes the cryptocurrency catalog, maker/taker commissions and MiCA regulation of each for the user in Bulgaria.
| Platform | Cryptos | Maker / Taker | Regulation |
|---|---|---|---|
Bitvavo
|
400+ | 0,15% / 0,25% | MiCA (AFM, Netherlands) |
Kraken
(Kraken Pro)
|
700+ | 0,40% / 0,80% | MiCA (Central Bank of Ireland) |
Bybit EU
|
100+ | 0,25% / 0,25% | MiCA (FMA, Austria) |
Crypto.com
|
400+ | 0,25% / 0,50% | MiCA (MFSA, Malta) |
Coinbase
|
400+ | 0,40% / 0,60% | MiCA (CSSF, Luxembourg) |
Robinhood
|
65+ | 0,50% / 0,50% | MiCA (Bank of Lithuania) |
OKX EU
|
600+ | 0,08% / 0,10% | MiCA (MFSA, Malta) |
Bitpanda
|
650+ | 0,05% / 0,15% | MiCA (BaFin and FMA) |
Finst
|
400+ | 0,15% / 0,15% | MiCA (AFM, Netherlands) |
Revolut X
|
300+ | 0,00% / 0,09% | MiCA (CySEC, Cyprus) |
The ten exchanges are licensed by MiCA from an EEA country and can operate in Bulgaria with a European passport. None is based in the country. Revolut X, OKX EU and Bitpanda (on their advanced platform) have the lowest initial rates, while Kraken and Bitvavo stand out for catalog and ease of use.
How did we selected the exchanges in this ranking
We compare the MiCA authorized exchanges available in Bulgaria, combining real-world usage testing with regulatory, technical and user experience assessment. Each platform is evaluated with these six criteria:
| Criteria | What We Evaluate | |
|---|---|---|
| 1 | License Regulation and Verification | We only include exchanges with full MiCA authorization, checking each operating entity on the ESMA registration and the home regulator’s registration, and verifying that their European passport covers Bulgaria, supervised by the FSC. |
| 2 | Support and Language | Customer service in Bulgarian or English, interface quality and educational resources available to the Bulgarian user. |
| 3 | Taxation | Clear trading reports to declare earnings to NAP, the Bulgarian National Revenue Agency. |
| 4 | Euros and SEPA | Deposits and withdrawals via SEPA and SEPA Instant from Bulgarian bank accounts, settlement times and available payment methods. |
| 5 | Actual cost | Fee, spread and withdrawal measured on real trades, not just the published rate. |
| 6 | Transparency | Security history, custody of funds and publication of Proof of Reserves or audits. |
Testing carried out in October 2026, with final review of the licenses in the ESMA registry and the coverage of each platform in Bulgaria. You can consult the complete process in our metodologia.
The information in this ranking is informative and educational, and does not constitute financial or tax advice or investment recommendation. Trading cryptocurrencies involves risks, and each user must assess which platform fits their profile and comply with applicable Bulgarian legislation. Some links are affiliate: if you open an account through them, Exchange Selector may receive a commission, at no extra cost to you. This does not affect the order of ranking.
If you want to compare other rankings updated for 2026, you can also check:
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(FAQ) How to choose crypto exchange in Bulgaria in 2026