Before we dive into the detailed analysis, here is a ranked list of the 10 best cryptocurrency exchanges for Belgium, with the most important information about each one at a glance.
Investing in cryptocurrencies carries the risk of partial or total loss of capital. The content of this review is informative and does not constitute financial advice.
1. Bitvavo: The European exchange that supports Bancontact for trading in euros
Bitvavo is a Dutch exchange founded in 2018 in Amsterdam that focuses on trading in euros. It offers more than 400 cryptocurrencies and staking, with deposits via Bancontact and SEPA, and an app available in Dutch and French. Its fees are 0.15% for makers and 0.25% for takers, and they decrease based on monthly trading volume.
It operates under a MiCA license, granted in 2025 by the Dutch regulator (AFM), which allows it to provide services throughout the EEA, including Belgium. Staking is not covered by MiCA protection. See the full review of Bitvavo
Who is Bitvavo for? It's for Belgian users who want to buy and sell cryptocurrencies in euros using Bancontact or SEPA, with low fees and support in their own language.
Advantages:
- Fees starting at 0.15% for makers and 0.25% for takers
- Deposits via Bancontact and SEPA
- Over 400 cryptocurrencies and staking
Disadvantages:
- Few advanced trading features
- No derivatives, no margin, and no trading bots
- No withholding tax: You are responsible for reporting capital gains
2. Kraken: Cryptocurrencies and the stock market on a single regulated platform
Kraken is one of the industry’s longest-standing exchanges: it was founded in 2011 and has over 13 million users. It offers more than 700 cryptocurrencies, staking, and over 11,000 stocks and ETFs all from a single account. Kraken Pro adds an order book, margin trading, and an API, with base-level fees of 0.40% for makers and 0.80% for takers.
In the EU, it holds a MiCA license from Central Bank of Ireland for spot trading, and its subsidiary in Cyprus, regulated by CySEC, covers derivatives and stocks under MiFID II. Together, they provide services throughout the EU, including Belgium. See the full review of Kraken
Who is Kraken for? It's for Belgian users who want to trade cryptocurrencies and stocks on a single regulated platform, using SEPA Instant deposits from their bank.
Advantages:
- European dual license: MiCA for crypto and MiFID II for derivatives and stocks
- More than 700 cryptocurrencies and over 11,000 shares and ETFs in one account
- Kraken Pro with order book, margin, API and 24/7 support
Disadvantages:
- The single purchase costs 1% plus the spread, much more than in Kraken Pro
- No automatic withholding of KESt: You report the earnings yourself
- Crypto withdrawals have a fixed fee that varies by asset
3. Bitpanda: The Vienna-based platform for investing in crypto, stocks, and ETFs
Bitpanda is an investment platform founded in 2014 in Vienna, with more than 7 million users. It combines more than 650 cryptocurrencies with stocks, ETFs, and precious metals in a single app. In the basic app, it charges around 1.49% built into the price; on its advanced platform, fees start at 0.05% for makers and 0.15% for takers.
It operates under a MiCA license from the German authority (BaFin) and is authorized by the Austrian FMA for Bitpanda GmbH, valid throughout the EEA, including Belgium. See the full Bitpanda review
Who is Bitpanda for? It's for Belgian users who want to invest in cryptocurrencies, stocks, and ETFs through a single, regulated European app, without the need for advanced trading.
Advantages:
- More than 650 cryptocurrencies, as well as stocks, ETFs, and metals
- MiCA Licenses in Several European Countries
- Low fees on its advanced platform
Disadvantages:
- Spread of around 1.49% in the basic app
- The advanced platform is more complex for beginners
- A €70,000 fine imposed by the FMA in 2026 for a formal violation of MiCA
4. Bybit EU: the MiCA-licensed exchange headquartered in Vienna
Bybit EU is the European platform of Bybit, one of the world’s largest exchanges by volume. It launched on July 1, 2025, for users in the European Economic Area, with headquarters in Vienna. It offers more than 100 cryptocurrencies, spot trading, Earn products, and the Bybit Card. Its fees start at 0.25% for both maker and taker orders.
It operates under a MiCA license granted in May 2025 by the Austrian Financial Markets Authority (FMA) to Bybit EU GmbH. As of July 1, 2026, EEA users may only trade through Bybit EU. View the full Bybit EU review
Who is Bybit EU for? Para traders belgas que buscan comisiones bajas y una plataforma regulada en la UE, con más productos que una app generalista.
Advantages:
- Austrian FMA MiCA license and headquarters in Vienna
- Spot from 0.25% and up to 0.045% with VIP
- Mastercard card with no annual fee and 1% cashback
Disadvantages:
- Limited derivatives offering against Bybit’s global platform
- No access to the global platform from the EEA since 1 July 2026
- Buy, Sell y Convert con un solo clic tienen un spread del 1,30 % (1,80 % fuera de horario)
5. Crypto.com: The All-in-One Crypto App for Buying, Earning, and Paying
Crypto.com is one of the world's largest crypto platforms, with more than 150 million users since 2016. It functions as an all-in-one app: you can buy, sell, and store more than 400 cryptocurrencies, with Earn, staking, and a Visa card. Its base fees are 0.25% for makers and 0.50% for takers, with a minimum deposit of 1 €.
In Europe, it operates under a MiCA license from the Maltese regulator (MFSA), granted to Foris DAX MT Limited, which allows it to provide services throughout the EEA, including Belgium. Earn and staking fall outside the scope of MiCA. See the full review of Crypto.com
Who is Crypto.com for? It's for Belgian users who are just getting started and want to buy, earn rewards, and pay with crypto all from a single app—though it doesn't offer the lowest fees.
Advantages:
- More than 400 cryptocurrencies and all in one app
- Visa card with up to 5% in CRO rewards
- MiCA, EMI and MiFID II licenses
Disadvantages:
- Earn and staking are outside the MiCA framework
- Base fees of 0.25% for makers and 0.50% for takers
- Card Rewards Tied to Staking CRO
6. Coinbase: The Nasdaq-listed platform with a MiCA license
Coinbase is one of the world's best-known crypto platforms, listed on Nasdaq and founded in 2012 in the U.S. It allows users to buy, sell, and store more than 400 cryptocurrencies, with staking and an “Advanced” mode featuring an order book. In “Advanced” mode, it charges 0.40% for makers and 0.60% for takers, and the standard buying process includes a spread.
It operates in Europe through Coinbase Luxembourg S.A., which holds a MiCA license from the CSSF granted in June 2025, valid throughout the EEA, including Belgium. Luxembourg, a neighboring country, is its European headquarters. See the full Coinbase review
Who is Coinbase for? For Belgian users who are just starting out and want a well-known, publicly traded, and regulated platform in a neighboring country—even if they aren't looking for the lowest fees.
Advantages:
- CSSF MiCA license and a Nasdaq-listed parent company
- Simple interface, perfect for getting started
- Advanced Mode with an order book and over 400 cryptocurrencies
Disadvantages:
- Base-level fees of 0.40% for makers and 0.60% for takers
- The Basic Purchase option has a higher spread than the Advanced option
- A smaller catalog than that of global exchanges
7. Bitstamp: Europe's longest-running exchange with a MiCA license
Bitstamp is one of the world's longest-running exchanges: it was founded in 2011, is headquartered in Luxembourg, and is owned by Robinhood. It offers more than 150 cryptocurrencies, spot trading, staking, and an advanced platform with an API. Its fees start at 0.30% for makers and 0.40% for takers, and decrease based on monthly trading volume.
It operates under a MiCA license from the CSSF of Luxembourg, granted in May 2025, and also holds a MiFID license, which allows it to provide services throughout the EEA, including Belgium. SEPA deposits are free. See the full Bitstamp review
Who is Bitstamp for? It's for Belgian users who value a proven track record and a regulated platform, with transparent fees and a selection focused on major cryptocurrencies.
Advantages:
- MiCA and MiFID Licenses in Luxembourg
- More than a decade of experience
- Free SEPA deposits and transparent fees
Disadvantages:
- A smaller selection than that of other exchanges
- Fees ranging from 0.30% to 0.40%—not the lowest
- Withdrawals in euros with a flat fee of €3
8. OKX EU: Low fees and advanced trading with a MiCA license
OKX EU is the European platform of OKX, an exchange founded in 2017 and one of the largest in the world. It offers more than 600 cryptocurrencies, spot trading, trading bots, copy trading, staking, and a Web3 wallet. Its fees start at 0.08% for makers and 0.10% for takers, and deposits and withdrawals in euros via bank transfer are free.
It operates under a MiCA license granted in January 2025 by the Maltese regulator (MFSA), where it has its European hub, and can provide services throughout the EEA, including Belgium. See the full review of OKX EU
Who is OKX EU for? It's for Belgian users looking for low fees and more trading features, such as bots and copy trading, under MiCA regulation.
Advantages:
- Fees starting at 0.08% for makers and 0.10% for takers
- More than 600 cryptocurrencies, bots, and copy trading
- Free SEPA deposits and withdrawals
Disadvantages:
- A more complex interface for beginners
- Restricted Derivatives for Retail Investors in the EU
- Fewer features than OKX's global platform
9. Finst: 0.15% flat fee and segregated custody for trading in euros
Finst is a Dutch platform founded in 2022 in Amsterdam by the former DEGIRO team. It allows users to buy and sell more than 400 cryptocurrencies with a fixed commission of 0.15% for both maker and taker orders, with no additional spread. It offers staking, Crypto Bundles, and automated investing, and holds client funds in a segregated account.
It operates under a MiCA license from the Dutch regulator (AFM), which allows it to provide services throughout the EU, including Belgium. It publishes a Proof of Reserves audit and does not charge fees for depositing or withdrawing euros. See the full review of Finst
Who is Finst for? For Belgian users looking for a fixed, transparent fee with no spread and segregated custody of their funds.
Advantages:
- Fixed commission of 0.15% with no additional spread
- Over 400 cryptocurrencies, staking, and Crypto Bundles
- Segregated Funds and Audited Proof of Reserves
Disadvantages:
- No derivatives, margin, or leverage
- No automatic withholding of KESt: You report the earnings yourself
- Fewer advanced trading tools than a global exchange
10. Revolut X: An exchange with an order book—all without leaving Revolut
Revolut X is Revolut's cryptocurrency exchange. It launched in May 2024 in the United Kingdom and later expanded to the 30 countries of the European Economic Area. It operates like a traditional exchange, offering more than 300 cryptocurrencies, an order book, TradingView charts, and an API. Its fees are flat-rate: 0% for makers and 0.09% for takers, regardless of volume.
Since October 2025, it has been operating under a MiCA license from the Cyprus Securities and Exchange Commission (CySEC), granted to Revolut Digital Assets Europe, headquartered in Limassol, and valid throughout the EEA, including Belgium. You can access it using your Revolut account. See the full review of Revolut X
Who is Revolut X for? It's for Belgian Revolut users who want to trade using an order book with minimal fees, without having to open an account on another exchange.
Advantages:
- Flat fees of 0% for makers and 0.09% for takers, with no volume-based tiers
- Instant, free transfers of euros between Revolut and the exchange
- Order book, TradingView charts, and API included
Disadvantages:
- Spot trading only: no margin, futures, or leverage
- It is essential to have a Revolut account
- Withdrawals to external wallets incur a flat fee plus the network fee
Comparison Table of Exchanges in Belgium
After reviewing the 10 exchanges, here is a comparison table that summarizes each one’s cryptocurrency offerings, maker/taker fees, and MiCA compliance for users in Belgium.
| Platform | Cryptos | Maker / Taker | Regulation |
|---|---|---|---|
Bitvavo
|
400+ | 0,15% / 0,25% | MiCA (AFM, Netherlands) |
Kraken
(Kraken Pro)
|
700+ | 0,40% / 0,80% | MiCA (Central Bank of Ireland) |
Bitpanda
|
650+ | 0,05% / 0,15% | MiCA (BaFin and FMA) |
Bybit EU
|
100+ | 0,25% / 0,25% | MiCA (FMA, Austria) |
Crypto.com
|
400+ | 0,25% / 0,50% | MiCA (MFSA, Malta) |
Coinbase
|
400+ | 0,40% / 0,60% | MiCA (CSSF, Luxembourg) |
Bitstamp
|
150+ | 0,30% / 0,40% | MiCA + MiFID (CSSF, Luxembourg) |
OKX EU
|
600+ | 0,08% / 0,10% | MiCA (MFSA, Malta) |
Finst
|
400+ | 0,15% / 0,15% | MiCA (AFM, Netherlands) |
Revolut X
|
300+ | 0,00% / 0,09% | MiCA (CySEC, Chipre) |
All the exchanges in the ranking are already MiCA-licensed, which ensures consistent oversight across the EU. The best option will depend on whether you prioritize low fees, a wide selection, or the ability to deposit using Bancontact.
How did we selected the exchanges in this ranking
We compare the MiCA-authorized exchanges available in Belgium, combining real-world testing with a regulatory, technical, and user experience evaluation. Each platform is evaluated based on these six criteria:
| Criteria | What We Evaluate | |
|---|---|---|
| 1 | Regulation | Full MiCA license, verified in the ESMA registry and in the alerts from the FSMA. |
| 2 | Support and Language | Customer service in Dutch, French, or English, and the quality of the user interface. |
| 3 | Taxation | Clear transaction reports for reporting capital gains on MyMinfin. |
| 4 | Euros y Bancontact | SEPA, SEPA Instant, and Bancontact deposits from Belgian banks. |
| 5 | Actual cost | Commission, spread, and withdrawal fees measured based on actual trades. |
| 6 | Transparency | Security track record and publication of Proof of Reserves. |
Tests conducted in October 2026, with a final review of licenses by ESMA and alerts from FSMA. You can review the entire process in our methodology.
The information in this ranking is for informational and educational purposes only and does not constitute financial or tax advice or an investment recommendation. Trading cryptocurrencies involves risks, and each user must assess which platform best suits their profile and complies with applicable Belgian law. Some links are affiliate links: if you open an account through them, Exchange Selector may receive a commission at no additional cost to you. This does not influence the ranking order.
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(FAQ) How to Choose a Cryptocurrency Exchange for Belgium in 2026