Before we go into the detailed analysis, here is the ordered ranking of the top 10 crypto exchanges for Latvia with the most important data on each at a glance.
1. Bitvavo: low and native operating fees in euros for the Latvian user
Bitvavo is a euro-centric exchange, founded in Amsterdam in 2018 and with more than 2 million users in 25 countries. Brings together more than 400 cryptocurrencies and staking in one clear app, and supports SEPA deposits and withdrawals without going through currency exchange. Their commissions are 0.15 % maker and 0.25 % taker, and they decrease according to the volume.
Your MiCA license, granted by the Dutch regulator (AFM) in June 2025, is valid throughout the EEA, including Latvia. Staking and the Web3 wallet are out of MiCA protection. See full Bitvavo review
Who is Bitvavo for? For Spanish users who want to buy, sell, and earn returns on cryptocurrencies in euros, with competitive fees and MiCA regulation.
Advantages:
- Fees among the lowest in Europe
- SEPA Deposits and Withdrawals in Euros
- Over 400 cryptocurrencies and staking
Disadvantages:
- Customer service without phone
- Staking and Web3 wallet outside of MiCA
- Only available in 25 European countries
2. Crypto.com: the all-in-one crypto app for buying, earning, and paying
Crypto.com is one of the world’s largest crypto platforms, with over 150 million users. Its app allows you to buy and save more than 400 cryptocurrencies, plus earn, staking and a Visa card. Charges 0.25% maker and 0.50% taker base, with a minimum deposit of €1. Operates from Singapore and, in the EU, from Malta.
Its European entity, Foris DAX MT Limited, is licensed by the Malta regulator (MFSA) under MiCA, so it serves Latvia and the rest of the EEA. Earn and staking are outside the MiCA framework. See full review of Crypto.com
Who is Crypto.com for? For Latvian users who want to buy, earn rewards and pay with crypto from a single app without prioritizing the lowest fees.
Advantages:
- More than 400 cryptocurrencies in a single app
- Visa card with up to 5% in CRO rewards
- MiCA, EMI and MiFID II licenses
Disadvantages:
- Earn and staking are outside the MiCA framework
- Base fees of 0.25% for makers and 0.50% for takers
- Card rewards require blocking CRO
3. Kraken: cryptocurrencies, tokenized stocks and professional trading on a single account
Kraken is one of the industry’s oldest exchanges, operating since 2011 and with more than 13 million users. It gathers over 700 cryptocurrencies, more than 11,000 shares and ETFs, and xStocks, and Forbes chose it as the best cryptocurrency exchange of 2025. Kraken Pro adds order book, with 0.40% maker and 0.80% taker.
It has a MiCA license from the Central Bank of Ireland for spot, and its subsidiary CySEC covers derivatives and shares under MiFID II. Between the two it serves Latvia, with human support 24/7. See full review of Kraken
Who is Kraken for? For users in Latvia who want cryptocurrencies and stocks on a single regulated platform, from simple purchases to advanced trading.
Advantages:
- European dual license: MiCA for crypto and MiFID II for derivatives and stocks
- More than 700 cryptocurrencies and over 11,000 shares and ETFs in one account
- Kraken Pro with order book, margin and API
Disadvantages:
- Single purchase costs 1% plus spread
- Kraken Pro fees only fall with more volume or balance
- Crypto withdrawals carry a fixed fee based on the asset
4. Bybit EU: the European platform of Bybit with license MiCA, Earn and card
Bybit EU is the European platform of Bybit, one of the largest exchanges in the world by volume. Launched on 1 July 2025 for the EEA, based in Vienna, and offers over 100 cryptocurrencies, trading spot, Earn products and the Bybit Card. Their commissions start from 0.25% for maker and taker orders, with a minimum deposit of €10.
Its MiCA authorization came in May 2025 from the FMA Austrian, to the name of Bybit EU GmbH. As of July 1, 2026, EEA users, including Latvians, can only trade through Bybit EU. See full review of Bybit EU
Who is Bybit EU for? For traders in Latvia looking for low fees and a regulated platform, with more products than a generalist app.
Advantages:
- Austrian FMA MiCA license
- Spot from 0.25% and up to 0.045% with VIP
- Mastercard card with no annual fee and 1% cashback
Disadvantages:
- Limited derivatives versus Bybit’s global platform
- No access to the global platform from EEA since July 2026
- One-Click Buy, Sell and Convert have a spread of 1.30%
5. Robinhood: crypto, stock tokens and a euro money fund in one app
Robinhood is a NASDAQ-listed investment platform (HOOD) that, in Europe, operates through Robinhood Europe, UAB, in Vilnius. Its app gathers more than 90 cryptocurrencies, ETH and SOL staking, over 2,000 stock tokens and a J.P. Morgan money fund. The crypto commission is 0.95% per trade.
The Bank of Lithuania (Lietuvos bankas) granted him the MiCA license in May 2025, with passport for Latvia and the rest of the EEA. Stock tokens are derivative contracts, not actual stocks. See the complete review of Robinhood
Who is Robinhood for? For users in Latvia who want crypto, exposure to US stocks and return on their cash in one app, assuming higher fees.
Advantages:
- Crypto, stock tokens and money fund in one app
- More than 90 cryptocurrencies and staking of ETH and SOL
- Sending and receiving crypto without commission from Robinhood
Disadvantages:
- 0.95% fee, higher than on an exchange
- Stock tokens are derivatives, with counterparty risk
- The perpetuals leveraged are only for experts
6. SwissBorg: the Swiss crypto app looking for the best price among several exchanges
SwissBorg is a crypto app based in Lausanne that functions as an aggregator: its Smart Engine compares prices between more than 40 exchanges and markets and executes your order by the best route. Brings together over 400 cryptocurrencies, Earn, Bundles, Auto-Investment and Card, and adds up to more than 900,000 verified users. Charge from 0.99% to 0.25% depending on your Premium level.
Its French entity, BlockNodes SAS, received the MiCA license from the AMF in March 2026, also valid in Latvia. In September 2025 he suffered a $41 million hack. See full review of SwissBorg
Who is SwissBorg for? For users in Latvia who prefer the app to search for the best price for them and value auto-investment, performance and card in one place.
Advantages:
- Smart Engine looking for the best price among exchanges
- French AMF MiCA license
- Auto-Invest, Earn and cashback card in BORG
Disadvantages:
- Base fee of 0.99%, higher than an exchange
- You don’t control the private key to your funds
- The best conditions require blocking BORG
7. Coinbase: the most renowned trading platform, with its European hub in Luxembourg
Coinbase is one of the world’s best-known exchanges, founded in 2012 in the US and listed on Nasdaq (COIN). Allows you to buy, sell and store more than 400 cryptocurrencies, with staking, a minimum deposit of €1 and an Advanced mode with orderbook. In Advanced it charges 0.40 % maker and 0.60 % taker, and the simple purchase adds a spread.
Its European subsidiary, Coinbase Luxembourg S.A., has a MiCA license of the CSSF since June 2025 and serves Latvia from there. In the US, it publishes its results to SEC. See full Coinbase review
Who is Coinbase for? For users in Latvia who want a reliable, priced and user-friendly platform even if they are not looking for the lowest fees.
Advantages:
- Publicly traded company with public financial reporting
- Simple interface and over 400 cryptocurrencies
- Advanced mode with order book
Disadvantages:
- Higher fees than other European exchanges
- Low-visibility spread on quick purchases
- Limited customer support
8. Bitpanda: crypto, stocks, ETFs and precious metals in a European app
Bitpanda is a European investment platform founded in Vienna in 2014, with more than 7 million users. Brings together more than 650 cryptocurrencies, stocks, ETFs and precious metals in a highly visual app. In the simple version it charges a 1.49% integrated into the price, and in the advanced one, from 0.05% maker and 0.15% taker.
Two authorities support your MiCA license: the German BaFin and the Austrian FMA with validity throughout the EEA, including Latvia. See full review of Bitpanda
Who is Bitpanda for? For users in Latvia who want to invest in crypto, stocks and ETFs from a European app, with an advanced platform if they need more.
Advantages:
- Over 650 cryptocurrencies, stocks, ETFs and metals in one app
- MiCA licenses from BaFin and FMA
- Low fees on the advanced platform
Disadvantages:
- Spread of around 1.49 % in the simple version
- The advanced platform is more complex
- A €70,000 fine imposed by the FMA in 2026 for a formal violation of MiCA
9. Finst: 0.15% fixed, no spreads and with the seal of DEGIRO’s creators
Finst is a Dutch crypto platform created in 2022 in Amsterdam by the team behind DEGIRO. Applies a fixed 0.15%, both maker and taker, with no spreads or hidden costs, and offers more than 340 cryptocurrencies, Crypto Bundles and staking without blocking. It adds up to nearly 100,000 users in 28 countries and won the IEX Golden Bull 2025.
The Dutch AFM granted him the MiCA license in July 2025, with passport for all EU. Does not require a minimum deposit or charge SEPA fees, and publishes a Proof of Reserves audit. See full Finst review
Who is Finst for? For users in Latvia looking for a fixed and transparent cost in euros, no spreads, and segregated custody funds.
Advantages:
- 0.15% fixed, no spreads or hidden costs
- No minimum deposit or SEPA fees
- Segregated Funds and Audited Proof of Reserves
Disadvantages:
- No futures or derivatives
- Only available in Europe
- Deposits only by SEPA, no card
10. OKX EU: low fees and trading tools with MiCA license
OKX EU is the European platform of OKX, a global exchange founded in 2017 and one of the world’s largest by volume. Brings together more than 600 cryptocurrencies, trading bots, copy trading, staking and a Web3 wallet, with commissions from 0.08 % maker and 0.10 % taker. Deposits and withdrawals in euro by transfer are free of charge.
The MiCA license was granted in January 2025 by the Malta regulator (MFSA), where OKX has its European hub, and covers Latvia and all of the EEA. See full review of OKX EU
Who is OKX EU for? For experienced users in Latvia looking for low commissions and tools like bots or copy trading under MiCA regulation.
Advantages:
- Fees starting at 0.08% for makers and 0.10% for takers
- More than 600 cryptocurrencies, bots, and copy trading
- Free SEPA deposits and withdrawals
Disadvantages:
- More complex interface than a generalist app
- Restricted Derivatives for Retail Investors in the EU
- Fewer features than OKX's global platform
Comparison table of exchanges for Latvia
Looking at the 10 exchanges, here is a comparison table summarizing the cryptocurrency catalog, fees and MiCA regulation of each for the user in Latvia.
| Platform | Cryptos | Maker / Taker | Regulation |
|---|---|---|---|
Bitvavo
|
400+ | 0,15% / 0,25% | MiCA (AFM, Netherlands) |
Crypto.com
|
400+ | 0,25% / 0,50% | MiCA (MFSA, Malta) |
Kraken
(Kraken Pro)
|
700+ | 0,40% / 0,80% | MiCA (Central Bank of Ireland) |
Bybit EU
|
100+ | 0,25% / 0,25% | MiCA (FMA, Austria) |
Robinhood
|
90+ | 0,95% por operación | MiCA (Bank of Lithuania) |
SwissBorg
|
400+ | 0,99% – 0,25% | MiCA (AMF, France) |
Coinbase
(Advanced)
|
400+ | 0,40% / 0,60% | MiCA (CSSF, Luxembourg) |
Bitpanda
|
650+ | 0,05% / 0,15% | MiCA (BaFin and FMA) |
Finst
|
340+ | 0,15% / 0,15% | MiCA (AFM, Netherlands) |
OKX EU
|
600+ | 0,08% / 0,10% | MiCA (MFSA, Malta) |
Tests carried out in October 2026, with final review of the licenses in November 2026 at ESMA and Latvijas Banka. You can consult the complete process in our methodology.
How did we selected the exchanges in this ranking
We compared the MiCA-authorized exchanges available to clients in Latvia, combining real use evidence with regulatory, technical and cost assessment. Each platform is evaluated with these six criteria:
| Criteria | What We Evaluate | |
|---|---|---|
| 1 | Regulation | Full MiCA license, verified in the register of the ESMA and on the list of Latvijas Banka. |
| 2 | Actual cost | Fee, differential and withdrawal measured in real operations, not just the published rate. |
| 3 | Catalog and functions | Available cryptocurrencies, staking, card, stocks, derivatives and trading tools. |
| 4 | Security and transparency | Custody of funds, incident history and publication of Proof of Reserves. |
| 5 | Taxation | Clear trading reports to declare earnings against the VID lettone. |
| 6 | Euros and SEPA in Latvia | To accept Latvian customers and allow SEPA deposits and withdrawals in euros from domestic banks. |
Tests carried out in October 2026, with final review of the licenses in November 2026 at ESMA and Latvijas Banka. You can consult the complete process in our methodology.
The information in this ranking is informative and educational, and does not constitute financial or tax advice or investment recommendation. Trading cryptocurrencies involves risks, and each user must assess which platform fits their profile and comply with applicable Latvian legislation. Some links are affiliate: if you open an account through them, Exchange Selector may receive a commission, at no extra cost to you. This does not affect the order of ranking.