Before we enter into detailed analysis, here is the ordered ranking of the top 10 crypto exchanges for Malta with the most important data on each at a glance.
Investing in cryptocurrencies carries the risk of partial or total loss of capital. The content of this review is informative and does not constitute financial advice.
1. Bitvavo: low and native operating fees in euros for the Maltese user
Bitvavo is a euro-centric exchange, founded in Amsterdam in 2018 and with more than 2 million users in 25 European countries. Offers more than 400 cryptocurrencies and staking in a direct app, with SEPA deposits and withdrawals without currency exchange. Their commissions are 0.15 % maker and 0.25 % taker, and they fall with the monthly volume.
The Dutch AFM granted him the MiCA license in June 2025, with passport for all EEA, including Malta. Staking and the Web3 wallet are out of MiCA protection. See full Bitvavo review
Who is Bitvavo for? For users in Malta who want to buy, sell and generate returns with cryptocurrencies in euros, with competitive fees and MiCA regulation.
Advantages:
- Fees among the lowest in Europe
- SEPA Deposits and Withdrawals in Euros
- Over 400 cryptocurrencies and staking
Disadvantages:
- Customer service without phone
- Staking and Web3 wallet outside of MiCA
- Only available in 25 European countries
2. Crypto.com: a complete crypto app with European entity in Malta
Crypto.com is one of the world’s largest crypto platforms, with over 150 million users. Your app combines the purchase of more than 400 cryptocurrencies, Earn, staking and a Visa card, with base fees of 0.25% maker and 0.50% taker and a minimum deposit of €1. Your European entity is in Malta.
Foris DAX MT Limited obtained from the MFSA the MiCA license on January 27, 2025, of the first among the big exchanges, and it is the regulator of your own country. Earn and staking are outside the MiCA framework. See full review of Crypto.com
Who is Crypto.com for? For users in Malta who want to buy, earn rewards and pay with crypto from a supervised app in their own country.
Advantages:
- More than 400 cryptocurrencies in a single app
- Visa card with up to 5% in CRO rewards
- MiCA License from the Maltese MFSA
Disadvantages:
- Earn and staking are outside the MiCA framework
- Base fees of 0.25% for makers and 0.50% for takers
- Card rewards require blocking CRO
3. Kraken: cryptocurrencies, tokenized stocks and professional trading in one account
Kraken is one of the oldest exchanges in the sector: it has been active since 2011 and exceeds 13 million users. It gathers over 700 cryptocurrencies, more than 11,000 shares and ETFs, and xStocks, and Forbes chose it as the best cryptocurrency exchange of 2025. Kraken Pro adds order book, with 0.40% maker and 0.80% taker.
Two licenses underpin its European offer: the MiCA from Central Bank of Ireland for spot and that of its subsidiary CySEC for derivatives and shares under MiFID II. Both serve Malta, with human support 24/7. See full review of Kraken
Who is Kraken for? For users in Malta who want to trade cryptocurrencies and stocks on a single platform, from simple purchases to advanced trading.
Advantages:
- European dual license: MiCA for crypto and MiFID II for derivatives and stocks
- More than 700 cryptocurrencies and over 11,000 shares and ETFs in one account
- Kraken Pro with order book, margin and API
Disadvantages:
- Single purchase costs 1% plus spread
- Kraken Pro fees only fall with more volume or balance
- Crypto withdrawals carry a fixed fee based on the asset
4. OKX EU: low fees and trading tools with Maltese license
OKX EU is the European platform of OKX, a global exchange founded in 2017 and one of the world’s largest by volume. Brings together more than 600 cryptocurrencies, trading bots, copy trading, staking and a Web3 wallet, with commissions from 0.08 % maker and 0.10 % taker. Your euro deposits and withdrawals by transfer are free of charge.
OKX Europe Limited received from the MFSA its MiCA license on January 27, 2025, so it operates under the Malta regulator and can serve the entire EEA. See complete review of OKX EU
Who is OKX EU for? For experienced users in Malta seeking low fees and tools such as bots or copy trading, under the supervision of their national regulator.
Advantages:
- MiCA license of the MFSA, the Maltese regulator
- Fees starting at 0.08% for makers and 0.10% for takers
- More than 600 cryptocurrencies, bots, and copy trading
Disadvantages:
- More complex interface than a generalist app
- Restricted Derivatives for Retail Investors in the EU
- Fewer features than OKX's global platform
5. Bitpanda: crypto, stocks, ETFs and precious metals in a European app
Bitpanda is a European investment platform founded in Vienna in 2014, with more than 7 million users. Brings together more than 650 cryptocurrencies, stocks, ETFs and precious metals in a highly visual app. In the simple version it charges a 1.49% integrated into the price, and in the advanced one, from 0.05% maker and 0.15% taker.
Three authorities support the group: Austrian FMA (April 2025 MiCA license), German BaFin and MFSA Maltese, which authorizes group entities. See full review of Bitpanda
Who is Bitpanda for? For users in Malta who want to invest in crypto, stocks and ETFs from a European app, with an advanced platform if they need more.
Advantages:
- Over 650 cryptocurrencies, stocks, ETFs and metals in one app
- Group entities also authorised by the Maltese MFSA
- Low fees on the advanced platform
Disadvantages:
- Spread of around 1.49 % in the simple version
- The advanced platform is more complex
- A €70,000 fine imposed by the FMA in 2026 for a formal violation of MiCA
6. Coinbase: the most renowned trading platform, with its European hub in Luxembourg
Coinbase is one of the world’s best-known exchanges, founded in 2012 in the US and listed on Nasdaq (COIN). Allows you to buy, sell and store more than 400 cryptocurrencies, with staking, a minimum deposit of €1 and an advanced mode with orderbook. In Advanced it charges 0.40 % maker and 0.60 % taker, and the simple purchase adds a spread.
Its European subsidiary, Coinbase Luxembourg S.A., is licensed MiCA from the CSSF since June 2025 and serves Malta with a European passport. In the US, it publishes its results to SEC. See full Coinbase review
Who is Coinbase for? For users in Malta who want a reliable, quoted and user-friendly platform even if they are not looking for the lowest fees.
Advantages:
- Publicly traded company with public financial reporting
- Simple interface and over 400 cryptocurrencies
- Advanced mode with order book
Disadvantages:
- Higher fees than other European exchanges
- Low-visibility spread on quick purchases
- Limited customer support
7. Gate: one of the largest cryptocurrency catalogues, licensed by MiCA Malta
Gate is a global exchange born in 2013, with more than 50 million users and a catalog of over 1,600 cryptocurrencies according to CoinGecko. Your spot commissions start from 0.10% maker and 0.10% taker at VIP level 0, with volume discounts or for maintaining your GT token. Supports SEPA, card, Apple Pay and Google Pay deposits.
Its European entity, Gate Technology Ltd, received the MiCA license from the MFSA Maltese on 29 September 2025 and added a PSD2 payment entity license in February 2026. Requires full KYC for deposit and withdrawal. See full Gate review
Who is Gate for? For experienced users in Malta who are looking for a very wide range of cryptocurrencies within a framework regulated by their own regulator.
Advantages:
- One of the most comprehensive cryptocurrency listings in the ranking
- License Mica de la MFSA Mans license de pago psd2
- Deposits via SEPA, credit card, Apple Pay, and Google Pay
Disadvantages:
- The MiCA license covers 6 of the 10 regulated services
- Very large ecosystem that can overwhelm
- Less recognized than other exchanges in the ranking
8. Finst: 0.15% fixed, no spreads and with the seal of DEGIRO’s creators
Finst is a Dutch crypto platform created in 2022 in Amsterdam by the team behind DEGIRO. Applies a fixed 0.15%, both maker and taker, with no spreads or hidden costs, and offers more than 340 cryptocurrencies, Crypto Bundles and staking without blocking. It adds up to nearly 100,000 users in 28 countries and won the IEX Golden Bull 2025.
The Dutch AFM granted him the MiCA license in July 2025, with passport for all EU. Does not require a minimum deposit or charge SEPA fees, and publishes a Proof of Reserves audit. See full Finst review
Who is Finst for? For users in Malta looking for a fixed and transparent cost in euros, no spreads, and segregated custody funds.
Advantages:
- 0.15% fixed, no spreads or hidden costs
- No minimum deposit or SEPA fees
- Segregated Funds and Audited Proof of Reserves
Disadvantages:
- No futures or derivatives
- Only available in Europe
- Deposits only by SEPA, no card
9. eToro: crypto, stock and copy trading on one platform
eToro is a trading platform founded in 2007 and listed on NASDAQ (ETOR), with more than 40 million users. From a single account it allows you to invest in stocks, ETFs and more than 150 crypto assets, and adds CopyTrader, Smart Portfolios, periodic investments and a demo account with $100,000 virtual. Charges 1% per crypto transaction, no custody fees.
Its European entity, eToro (Europe) Ltd, operates from Limasol with a MiCA license of the CySEC Cypriot since January 2025, valid in Malta. Crypto has no MiFID protection or investor compensation. See the complete eToro review
Who is eToro for? For users in Malta who want to buy crypto, stocks and ETFs from a single account and value copy trading even if they pay 1% per trade.
Advantages:
- Regulated by CySEC and listed on NASDAQ
- Over 150 crypto assets, staking and CopyTrader
- No custody fees or overnight without leverage
Disadvantages:
- Fee 1% higher than that of specialized exchanges
- Crypto without MiFID protection or investor compensation
- The 5% reward in Stocks is blocked for one year
10. Revolut X: exchange with order book within your Revolut account
Revolut X is the crypto exchange of Revolut, launched in May 2024 in the UK and today in all 30 EEA countries. It works like a traditional exchange, with over 300 cryptocurrencies, orderbook, TradingView charts and API, and moves money instantly from your Revolut account. Its fees are flat: 0 % maker and 0.09 % taker.
Revolut Digital Assets Europe Ltd, based in Limasol, obtained the MiCA license from the CySEC on 20 October 2025, valid for Malta and all EEA. Is logged in with your Revolut account. See full review of Revolut X
Who is Revolut X for? For Revolut users in Malta who want to trade with minimum commissions and orderbook, without opening an account on another exchange.
Advantages:
- Flat fees of 0 % maker and 0.09 % taker
- Instant, free transfers of euros between Revolut and the exchange
- Order book, TradingView charts, and API included
Disadvantages:
- It is essential to have a Revolut account
- Spot trading only: no margin, futures, or leverage
- Withdrawals to external wallets come with a fixed fee plus network fee
Comparison table of exchanges for Malta
Looking at the 10 exchanges, here is a comparison table summarizing the cryptocurrency catalog, fees and MiCA regulation of each for the user in Malta.
| Platform | Cryptos | Maker / Taker | Regulation |
|---|---|---|---|
Bitvavo
|
400+ | 0,15% / 0,25% | MiCA (AFM, Netherlands) |
Crypto.com
|
400+ | 0,25% / 0,50% | MiCA (MFSA, Malta) |
Kraken
(Kraken Pro)
|
700+ | 0,40% / 0,80% | MiCA (Central Bank of Ireland) |
OKX EU
|
600+ | 0,08% / 0,10% | MiCA (MFSA, Malta) |
Bitpanda
|
650+ | 0,05% / 0,15% | MiCA (BaFin and FMA) |
Coinbase
(Advanced)
|
400+ | 0,40% / 0,60% | MiCA (CSSF, Luxembourg) |
Gate
|
1.600+ | 0,10% / 0,10% | MiCA (MFSA, Malta) |
Finst
|
340+ | 0,15% / 0,15% | MiCA (AFM, Netherlands) |
eToro
|
150+ | ~1% por operación | MiCA (CySEC, Cyprus) |
Revolut X
|
300+ | 0,00% / 0,09% | MiCA (CySEC, Cyprus) |
All exchanges in the ranking are MiCA licensed, ensuring consistent monitoring across the EU. The best option will depend on whether you prioritize low fees, a broad catalog, or an exchange supervised by MFSA, your own country’s regulator.
How did we selected the exchanges in this ranking
We compare the MiCA-authorized exchanges available to customers in Malta, combining actual usage evidence with regulatory, technical and cost assessment. Each platform is evaluated with these six criteria:
| Criteria | What We Evaluate | |
|---|---|---|
| 1 | Regulation | Full MiCA license, verified in the registration of ESMA and in the MFSA Maltese. |
| 2 | Actual cost | Fee, differential and withdrawal measured in real operations, not just the published rate. |
| 3 | Catalog and functions | Available cryptocurrencies, staking, card, stocks, copy trading and trading tools. |
| 4 | Security and transparency | Custody of funds, incident history and publication of Proof of Reserves. |
| 5 | Taxation | Clear transaction reports to declare the profits to the Maltese Commissioner for Revenue. |
| 6 | Euros and SEPA in Malta | Accepts Maltese customers and allows SEPA deposits and withdrawals in euros from domestic banks. |
Tests carried out in October 2026, with final review of the licenses in November 2026 at ESMA and MFSA. You can see the complete process in our methodology.
The information in this ranking is informative and educational, and does not constitute financial or tax advice or investment recommendation. Trading cryptocurrencies involves risks, and each user must assess which platform fits their profile and comply with applicable Maltese legislation. Some links are affiliate: if you open an account through them, Exchange Selector may receive a commission, at no extra cost to you. This does not affect the order of ranking.
If you want to compare other rankings updated for 2026, you can also check:
Best Alternatives to Binance in Europe
Discover MiCA-regulated exchanges that can serve as alternatives to Binance in terms of security, fees, and cryptocurrency offerings.
Exchanges with the lowest fees in Europe
Compare the cheapest exchanges for trading in Europe based on trading fees, deposits, and withdrawals.
(FAQ) How to Choose a Cryptocurrency Exchange for Malta in 2026